Forensic Underwriting Team Lead

This is a fully remote position, open to applicants in United States.

📋 Description

• Lead a team of Forensic Underwriters and manage daily team operations.

• Assist in resolving post-closing conditions on Bond, Agency, and Non-Agency loans during the purchase review process.

• Provide direction, respond to loan-level inquiries, and handle escalations.

• Address escalated investor rebuttals and guide the creation of formal written responses.

• Direct the correction of complex deficiencies.

• Oversee team tasks, assignments, and ensure a balanced workload.

• Facilitate employee development and performance coaching.

• Support onboarding and training initiatives.

• Track performance metrics and ensure documentation accuracy, timeliness, and compliance is reported to management.

• Recommend process enhancements to boost efficiency, accuracy, and compliance.

• Analyze production and processes to identify trends for the Forensic Underwriting Manager.

• Review department reports, monitor due dates, aged loans, and investor turnaround times.

• Clarify acceptable defect resolutions with investors.

• Keep track of the loan pipeline and provide status updates to the Forensic Underwriting Manager.

• Ensure the team achieves monthly targets.

• Review rebuttal denials and collaborate with the Forensic Underwriting Manager to explore resolution options.

⛳️ Requirements

• High School Diploma or equivalent.

• A minimum of 2 years of experience in a Team Lead or senior position.

• Experience in addressing investor conditions and exceptions.

• Familiarity with Encompass is preferred.

• Knowledge of regulatory rules and regulations.

• Understanding of Agency, Non-Agency, Bond, and Non-QM guidelines.

• Exceptional communication skills.

• Strong problem-solving abilities to determine solutions and identify alternative resolutions within acceptable parameters.

• Proficient in prioritizing and completing multiple tasks within set timeframes.

• Capable of making independent decisions.

• Excellent customer service skills with both internal employees and external vendors.

• Proficient in Microsoft Office Suite.

🏝️ Benefits

• Competitive compensation plan.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• 401(k).

• Company-provided short-term disability.

• Employee assistance program.

• Wellness program.

• Comprehensive benefits package.

• Commitment to equal employment opportunity and a culture of diversity and inclusion.