Senior Underwriting Consultant

This is a fully remote position, open to applicants in United States.

📋 Description

• Underwrite intricate individual life insurance cases, including those with impaired risks, typically involving face amounts exceeding $5M and authority up to $10M.

• Evaluate medical, financial, and non-medical data to arrive at sound and timely underwriting decisions.

• Provide secondary signature support and mentorship to junior underwriters.

• Collaborate closely with internal sales and distribution teams to advance business objectives.

• Establish and nurture robust relationships with independent agents, BGAs, and key distribution partners.

• Handle a high-volume caseload while adhering to service and quality standards.

• Effectively communicate underwriting decisions to both internal and external stakeholders.

• Contribute to team growth through mentoring, training, and knowledge sharing.

⛳️ Requirements

• Bachelor’s degree or equivalent experience, along with a minimum of 10 years in life insurance underwriting.

• Demonstrated ability to underwrite substantial and complex cases, including those with impaired risks.

• Experience within the independent agent and brokerage (BGA) distribution channel.

• Proven decision-making authority on larger face amounts and intricate risk profiles.

• Industry credentials such as FALU, FLMI, CLU, or equivalent coursework.

• Commitment to ongoing professional development in line with underwriting expertise.

🏝️ Benefits

• Comprehensive health, dental, and vision insurance.

• Emotional wellbeing support through mental health benefits.

• Employee assistance program.

• Paid time off.

• Paid parental leave.

• Short-term disability coverage.

• Cultural observance day.

• Contributions to healthcare accounts.

• Pension plan.

• 401(k) plan with company matching.

• ProHealth Rewards platform for wellbeing.