Senior Underwriter

This is a fully remote position, open to applicants in Missouri.

📋 Description

• Assesses and underwrites both new and renewal business in alignment with Company underwriting policies and risk appetite.

• Evaluates risk data to make well-informed choices regarding coverage, pricing, and terms.

• Works together with actuaries, agents, brokers, and clients to gather essential information and clarify details.

• Requests and examines additional reports and screenings, such as motor vehicle records, loss history reports, outside inspections, etc., to guide decision-making.

• Guarantees appropriate documentation of underwriting decisions and adherence to state and federal insurance regulations.

• Reviews existing policies for potential renewal or modification opportunities.

• Clearly and effectively communicates underwriting decisions to internal teams, agents, and brokers.

• Keeps abreast of industry trends, regulatory changes, and market conditions.

• Cultivates and maintains strong business relationships with both internal and external stakeholders, concentrating on generating new business and preserving profitable accounts.

• Interprets, articulates, and promotes products and services.

• Performs additional duties as assigned.

⛳️ Requirements

• Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field, or equivalent experience.

• Typically, a minimum of 5 years of experience in Underwriting or a related discipline.

• Completion of or ongoing progress towards a professional designation is preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM).

• Maintains in-depth knowledge of company policies and industry laws and regulations.

• Exceptional interpersonal and communication abilities.

• Exhibits strong analytical skills with a keen attention to detail.

• Strong negotiation and decision-making capabilities.

• The position requires occasional travel.

🏝️ Benefits

• Medical, dental, and vision coverage.

• Wellness programs.

• Parental leave.

• Adoption assistance.

• Tuition reimbursement.

• Paid Time Off and paid holidays.

• 401(k) plan with company match.

• Employee stock purchase plan.

• Commuter benefits.