Senior Product and Regulatory Counsel

This is a fully remote position, open to applicants in Canada.

📋 Description

• Collaborate with KOHO Tech and KOHO Bank to offer actionable regulatory insights that foster growth while ensuring customer protection.

• Assist in designing and launching new financial products and features, proactively identifying regulatory risks and aiding teams in creating compliant solutions.

• Play a pivotal role in establishing and operationalizing a regulated bank at KOHO, including facilitating engagement with regulators such as OSFI, FCAC, and the Bank of Canada.

• Support marketing and growth initiatives by ensuring that campaigns are both effective and compliant with financial services and consumer protection regulations.

• Provide direction to customer-facing teams regarding complaint management, communication strategies, and fairness considerations.

• Help develop scalable legal and regulatory frameworks to bolster KOHO’s long-term growth as a regulated financial entity.

⛳️ Requirements

• Over 6 years of post-call experience as a lawyer practicing in Canada (either in-house or at a law firm).

• Experience in advising on financial services regulation, banking law, or consumer protection regulations.

• Strong judgment skills and the capability to deliver practical, business-focused legal advice.

• Comfortable collaborating across functions with Product, Marketing, CX, Risk, and Compliance teams.

• High sense of ownership — demonstrates initiative and prioritizes solutions over problems.

• Builder mentality, inclined towards action in dynamic environments.

• Inquisitive and quick to grasp new concepts.

• Proactive and exceptionally organized.

• Comfortable navigating high-ambiguity situations.

• Strong work ethic and dependable.

• Honest, responsive, and collaborative.

• Experience in a bank, fintech, or regulated financial institution (preferred).

• Familiarity with RPAA and the Financial Consumer Protection Framework (FCPF) (preferred).

• Knowledge of AML/ATF regulations and privacy laws (preferred).

• Proficiency in French (preferred).

🏝️ Benefits

• Competitive compensation & equity.

• Generous vacation + Wellness days + Flex Days + holiday closure.

• Remote-first environment + coworking support + yearly all hands retreat.

• Access to coaching & growth programs.

• Parental top-up & leave policies.

• Comprehensive health benefits.

• Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development.