Senior Pricing Actuary

This is a fully remote position, open to applicants in Arizona, +12 more states.

📋 Description

• Design and implement tools utilizing Generative AI and advanced analytics to streamline pricing workflows and enhance analytical insights.

• Conduct statewide and segmented actuarial pricing assessments for homeowners insurance products, ensuring rate adequacy and effective risk segmentation.

• Create and refine pricing methodologies by integrating loss trends, expense assumptions, reinsurance costs, and outputs from catastrophe modeling.

• Align actuarial indications with financial performance and business goals in collaboration with actuarial leadership.

• Provide actuarial support for rate filings, including preparation of exhibits, documentation, and responses to regulatory inquiries.

• Collaborate with insurance product teams to facilitate rate changes, pricing evaluations, and state expansion efforts.

• Oversee class plan development and pricing assistance for new state launches and product expansions.

• Extract, clean, and validate data for catastrophe modeling; execute catastrophe models and analyze results to guide ratemaking decisions.

• Work alongside technology and data teams to enhance data quality, automate analyses, and modernize pricing processes.

• Stay informed on regulatory developments, market trends, catastrophe events, and structural changes that affect pricing strategies.

⛳️ Requirements

• FCAS or Career ACAS designation required.

• A minimum of 5 years of actuarial experience in personal lines pricing.

• Proven expertise in actuarial pricing methods, including indications, trend analysis, and risk segmentation.

• Practical experience with SQL and Python (preferred) or R for data analysis and model development.

• Experience in independently conducting technically rigorous actuarial analyses.

• Advanced proficiency in Excel for modeling and analytical purposes.

• A strong curiosity and practical experience in utilizing Generative AI tools to enhance actuarial processes.

🏝️ Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs), awarded as part of our standard compensation package based on role and level.

• 401(k) plan with company match up to 4% of eligible earnings.

• Various medical plan options, along with dental and vision coverage.

• Company-funded HSA contributions based on selected medical plan.

• Company-paid life insurance and short-term disability coverage.

• A range of supplemental benefits, including long-term disability, critical illness, accident, legal, and pet insurance.

• Access to mental health support and confidential counseling services.

• Flexible PTO for exempt employees (most employees take between 15–20 days per year), plus 8 company-observed holidays.

• Paid parental leave, providing up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.

• Opportunities for career mobility and internal growth within the organization.

• Professional development budgets available for certifications, conferences, and learning, subject to management approval.