Senior Policy Forms Analyst, Drafting

This is a fully remote position, open to applicants in Alabama, +36 more states.

📋 Description

• Lead the drafting of forms for a specific line of business.

• Take ownership of the architecture for personal auto or property base forms.

• Oversee the development of new state packages from research to filing, including attorney review.

• Draft intricate new-state and product forms packages, which include base policies, endorsements, state amendatory endorsements, and mandated notices.

• Construct and maintain nationwide base forms and reusable state kits.

• Investigate state statutes and regulations, translating them into compliant policy language.

• Prepare responses to Department of Insurance objections and engage in regulatory discussions with legal counsel.

• Manage drafts from initial research to the final version approved by attorneys.

• Set drafting standards and establish reusable language.

• Facilitate internal knowledge sharing regarding policy forms.

• Act as a backup drafter for other lines of business.

• Utilize and assess AI-assisted research and drafting tools, evaluate generated outputs, and identify areas for improvement.

• Maintain and update forms packages in response to legislative changes, regulations, DOI bulletins, product advancements, and coverage modifications.

• Deliver multiple comprehensive forms packages for filing.

• Act as the subject matter expert for policy forms within the designated line.

⛳️ Requirements

• Minimum of 5 years of experience in drafting policy forms.

• Proven experience in drafting personal lines policy forms across multiple states.

• Ability to read state insurance statutes and regulations directly, translating requirements into policy language.

• Experience in drafting responses to regulator objections regarding form filings.

• A successful history of independently drafting complete forms packages, with attorney review as the sole check.

• Demonstrated capability to navigate complex or ambiguous statutory requirements with minimal supervision.

• Experience with personal auto or property policy forms is preferred.

• Must be able to live and work full-time in one of the specified eligible U.S. states.

• Must be authorized to work for any employer in the United States.

• Must be able to work without requiring employment sponsorship.

🏝️ Benefits

• Company equity through Restricted Stock Units (RSUs).

• 401(k) plan with company match up to 4% of eligible earnings.

• Various medical plan options available.

• Coverage for dental and vision.

• Company-funded contributions to Health Savings Accounts (HSA).

• Life insurance provided at no cost to employees.

• Short-term disability insurance covered by the company.

• Supplemental long-term disability insurance offered.

• Critical illness insurance available.

• Accident insurance provided.

• Legal insurance options offered.

• Pet insurance available for employees.

• Mental health support and confidential counseling resources provided.

• Flexible paid time off (PTO) for exempt employees, with most employees taking 15–20 days per year.

• 8 company-observed holidays each year.

• Paid parental leave, with up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.

• Opportunities for career mobility and internal growth.

• Budget for professional development, including certifications, conferences, and learning, subject to management approval.

• Remote-first work environment.

• Offices located in Chicago, IL, and St. Petersburg, FL for collaborative efforts.