Senior Multi-Line Coverage & Litigation Specialist – National Accounts

This is a fully remote position, open to applicants in Nevada, +1 more state.

📋 Description

• Investigate, assess, and manage complex, high-exposure multi-line claims in accordance with company standards, client directives, and relevant state regulations.

• Lead the claims strategy for files facing significant litigation, collaborating closely with defense counsel.

• Conduct thorough coverage analysis, including the interpretation and application of policy terms.

• Analyze and implement contractual risk transfer mechanisms, including indemnity and additional insured provisions.

• Establish and manage substantial reserves, incorporating reserve strategies and exposure evaluations.

• Direct and oversee defense counsel, expert witnesses, and associated vendors.

• Negotiate high-stakes settlements that align with legal strategies, client expectations, and authority guidelines.

• Review and authorize complex legal, medical, and damage-related invoices.

• Provide strategic communication to clients, updating them on claim status, exposure analysis, and resolution strategies.

• Collaborate with excess and reinsurance carriers on major loss files.

• Identify and actively pursue subrogation opportunities.

• Maintain thorough and defensible documentation within the claims system.

• Act as a technical resource and mentor for less experienced adjusters.

• Ensure adherence to corporate claims handling standards and client service commitments.

• Deliver comprehensive analysis, defensible decision-making, strategic file management, effective litigation outcomes, financial accuracy, cost containment, and proactive client engagement.

⛳️ Requirements

• Over 8 years of experience in multi-line claims handling.

• At least 5 years of experience managing complex, high-exposure, and heavily litigated liability claims.

• Strong proficiency in litigation management, oversight of defense counsel, and claims resolution strategies.

• Advanced understanding of WCEL, complex liability coverage analysis, contractual risk transfer, indemnity, additional insured provisions, and umbrella/excess liability issues.

• Exceptional analytical, negotiation, and decision-making abilities.

• Excellent verbal and written communication skills, including interactions with executive-level clients.

• Ability to independently manage highly complex claims with minimal oversight.

• Proficient in Microsoft Office applications.

• Possession of a current adjuster license in the home state; multiple licenses are strongly preferred.

• A strong legal background is preferred.

• Prior experience with TPA handling of national accounts is preferred.

• Experience with construction defect, construction liability, general liability, or significant commercial trucking losses is preferred.

• Experience managing CROP claims is preferred.

• Industry designations such as CPCU, AIC, or ARM are preferred.

• Licenses from New York and Hawaii are preferred.

• Must be eligible to work without requiring visa sponsorship.

🏝️ Benefits

• Four weeks of paid time off that accrues throughout the year in accordance with company policy.

• Ten paid holidays during the first year.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• Life insurance.

• Disability insurance.

• 401(k) plan.

• Employee Stock Ownership Plan (ESOP).

• Opportunities for career advancement into leadership or specialized technical positions.

• Supportive, team-oriented work environment that emphasizes expertise and ownership.

• Potential eligibility for bonuses or additional compensation.

• Reasonable accommodations provided throughout the application and hiring process.