Senior Manager, Capital & Liquidity Management

This is a fully remote position, open to applicants in Canada.

📋 Description

• Take ownership of capital and liquidity management across Wealthsimple's significant legal entities — involving board and management reporting, planning, forecasting, allocation, and optimization.

• Lead the capital allocation strategy, which includes return and cost of capital analysis, asset risk evaluation, stress testing, and funding strategies to facilitate growth and scalability.

• Oversee and track both internal and external capital requirement ratios, ensuring positions remain within our risk appetite; spearhead periodic reviews and adjustments of the capital risk limits framework.

• Enhance and sustain Wealthsimple's balance sheet and funding strategy, along with capital and liquidity policies and risk management frameworks.

• Serve as a subject matter expert in Treasury modeling, stress testing, and scenario design — and offer thought leadership on how AI can bolster these capabilities throughout the function.

• Collaborate closely with FP&A, product leaders, regulatory reporting teams, legal, and compliance as a trusted advisor on capital and liquidity matters.

• Assist the Director in leading and nurturing the Treasury team as it expands.

⛳️ Requirements

• Over 9 years of experience in capital and liquidity management and balance sheet operations at a financial institution or fintech (preferably within a broker-dealer).

• Extensive understanding of capital structure, asset liability management, asset risk evaluations, and balance sheet optimization.

• Strong grasp of regulatory capital requirements for broker-dealers and general capital ratio principles.

• Previous experience in capital and liquidity planning and forecasting, capital budgeting and allocation, and stress testing.

• Exceptional analytical and problem-solving abilities with a keen attention to detail.

• Excellent communication skills, with the capability to convey complex Treasury concepts clearly to audiences outside of Treasury.

🏝️ Benefits

• Premium health benefits and life insurance.

• Long-term group savings plan with employer matching, available through Wealthsimple for Business.

• 20 vacation days, 4 wellness days, and unlimited sick and mental health days each year.

• 90 days away: the opportunity to work outside Canada for up to 90 days annually.

• Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS.