Senior Loan Packaging & Closing Specialist

This is a fully remote position, open to applicants in Florida, +1 more state.

📋 Description

• This role involves the processing (packaging and closing) of all SBA and USDA loans.

• Collaborate closely with the SBA Lending Team, legal advisors, third-party vendors, and various internal departments to effectively process, close, and manage SBA relationships while ensuring compliance with SBA loan program standards.

• Offer administrative assistance related to the SBA loan origination and closing process, and lead communication with clients, borrowers, brokers, government entities, and other third parties, exercising discretion and sound judgment.

• Oversee the Commercial Loan Pipeline (CLP) record following the initial entry by the Relationship Manager, tracking and updating the status through each phase of the process.

• Aid in gathering and reviewing necessary application and financial documents to create the SBA Borrower Checklist.

• Responsible for maintaining the SBA Client File in line with the Bank's file folder structure, ensuring all documentation is saved in the correct subfolders using the Bank's defined naming conventions.

• Draft, review, and manage the SBA Borrower Checklist, SBA Forms such as Forms 1919 and 159, Loan Authorizations, ETRAN Terms and Conditions, and Loan Commitment Letters.

• Ensure that loans are closed in accordance with the policies and procedures of both the Bank and the SBA.

⛳️ Requirements

• A high school diploma or equivalent is required.

• A minimum of 5 years of experience in loan processing, including at least 2 years in SBA packaging and closing.

• Proficient in reviewing title work and title insurance.

• Experience in evaluating property, liability, and flood insurance policies.

• Familiarity with SBA programs, E-Tran, processing requirements, and the Standard Operating Procedure relevant to job functions.

• Proven experience managing client relationships and processes.

• Strong communication skills, particularly in conversational settings and conflict resolution.

• Proficient in SharePoint and ShareFile.

• Above-average communication skills with a focus on listening and problem-solving abilities.

• Demonstrated capability to manage multiple tasks concurrently and exceptional organizational skills.

• Ability to comprehend and apply bank policies and procedures to ensure operational efficiency and regulatory compliance, in alignment with SBA’s Standard Operating Procedures and USDA’s Policies and Procedures.

• Capacity to prioritize responsibilities and work autonomously.

• Self-motivated with keen attention to detail.

• Ability to meet set deadlines while being adaptable to changing assignments.

• Must be a team player and contribute positively to the team environment.

• Proficient with Microsoft Office applications.

🏝️ Benefits

• Reasonable accommodations may be provided to enable individuals with disabilities to perform essential functions.

• Health insurance

• 401(k) matching

• Paid time off

• Flexible work hours

• Opportunities for professional development