Senior Data Engineer, Credit Reporting

This is a fully remote position, open to applicants in Mexico.

📋 Description

• Take charge of ongoing credit bureau furnishing operations, encompassing data preparation, validation, submissions, bureau feedback, exception handling, and reconciliation.

• Create, maintain, and troubleshoot SQL transformations, Python scripts, and data pipelines that generate credit reporting data.

• Track discrepancies from account activities and source records through transformation logic to furnished outputs; identify root causes and implement enduring solutions.

• Address Customer Service escalations, clarify account-data results and reporting requirements, and provide evidence for dispute resolutions.

• Identify accounts impacted by reporting errors, implement corrections and controlled reprocessing, and verify reporting results.

• Create automated tests, reconciliations, monitoring systems, and alerts to identify inaccurate, incomplete, duplicate, or unexpected reporting.

• Collaborate with Engineering on production-service or consumer-app issues, supplying reproducible examples, affected-account analyses, and requirements; validate solutions.

• Coordinate with Compliance to translate approved reporting requirements into technical guidelines and escalate ambiguous situations.

• Document reporting logic, data lineage, procedures, and resolutions for incidents.

⛳️ Requirements

• A degree in computer science, engineering, data science, or a related quantitative field.

• Over 5 years of relevant experience in data engineering or software engineering, including direct ownership of production data pipelines and operational workflows.

• Proficient SQL skills, including complex joins, account-level reconciliations, data profiling, and troubleshooting transformation logic.

• Strong Python programming skills, including reading unfamiliar code, debugging existing scripts, and implementing maintainable solutions.

• Capability to independently investigate ambiguous issues, prioritize recurring operations and incidents, and follow through to verified resolutions.

• Familiarity with version control, code review, automated testing, monitoring, and the safe deployment and reprocessing of data workflows.

• Excellent problem-solving abilities and experience in tracing data defects across systems and preventing recurrence.

• Strong business acumen and communication skills; ability to convey technical findings to Customer Service and Compliance while collaborating effectively with Engineering.

• Proficiency in English.

• Proven experience working with Claude or similar large language model tools; comfortable utilizing AI to enhance productivity, research, and communication.

• Preferred: experience with credit reporting dispute workflows, e-OSCAR, Metro 2 format, and customer support escalations.

• Preferred: experience with dbt, Redshift, PostgreSQL, AWS, and workflow scheduling or orchestration tools.

• Preferred: experience in consumer lending, servicing, payments, financial services, banking, fintech, or BNPL.

🏝️ Benefits

• Competitive salary.

• Remote work arrangement.

• Career advancement opportunities.

• Unique, purpose-driven company culture.

• Exposure to cutting-edge technology and AI tools.