Senior Credit Risk Manager

This is a fully remote position, open to applicants in Asia.

📋 Description

• Oversee key risk metrics (such as default rates and approval rates) and analyze notable changes.

• Examine extensive datasets to detect trends, anomalies, and potential enhancements in risk management procedures.

• Model the effects of alterations in credit policy or models, assist with A/B testing, and facilitate improvements in the approval funnel performance.

• Monitor performance after implementation and adjust strategies based on feedback loops and business KPIs.

• Design, evaluate, and implement risk models in an iterative and agile fashion.

• Assess the performance of risk models, monitoring feature stability, accuracy, and drift over time.

• Grasp country-specific elements such as onboarding processes, management of customer limits, and local alternative data sources.

• Work in conjunction with internal and external data vendors to assess and incorporate new data sources.

• Assist in establishing early warning indicators for portfolio deterioration, utilizing a combination of quantitative and qualitative data.

⛳️ Requirements

• Minimum of 5 years of experience in consumer credit risk analysis.

• Bachelor's degree in business, finance, economics, actuarial studies, computer science, or a related field.

• Proven expertise in consumer credit risk evaluation and its connection to other business units (marketing, engineering, finance, and legal).

• Practical experience in constructing, testing, deploying, and monitoring credit risk models (e.g., logistic regression, XGBoost, scorecards).

• Strong statistical and mathematical aptitude.

• Proficient in SQL and Python.

• Excellent written and verbal communication abilities in English.

• Capable of conveying complex credit risk concepts clearly to non-technical stakeholders.

• Autonomous, inventive, and proactive in problem-solving.

🏝️ Benefits

• A competitive salary and comprehensive benefits package.

• Flexible work arrangements: fully remote or based at our offices in Singapore or Bangkok.

• Unlimited opportunities for learning and growth throughout your career.

• Continuous innovation: shape the future of financial services.