Risk Manager

This is a fully remote position, open to applicants in New York.

📋 Description

• Utilize various complex data sources such as Bureau information, alternative data, consumer behavior, macroeconomic factors, and portfolio performance metrics to conduct quantitative analyses, classification/decision-tree analyses, and/or machine learning modeling to identify root causes and potential business opportunities.

• Transform data into actionable insights, and develop, implement, and refine strategies aimed at fostering profitable business growth. Present findings to senior management, including the CRO and CEO.

• Design and oversee A/B tests, pilot programs, and controlled experiments to assess new strategies, which includes defining test populations, establishing randomization logic, and setting success criteria.

• Create and sustain dashboards and reporting systems to facilitate real-time monitoring of strategy performance against key metrics.

• Track our acquisition and portfolio performance regarding consumer or merchant credit risk, fraud risk, lease amounts, terms, channels, and other critical metrics throughout the account lifecycle.

• Evaluate both internal and macroeconomic performance to establish risk appetite and ensure the sustainability of businesses across varying environments.

• Collaborate with technology, product, and cross-functional teams to guarantee timely and quality implementation, along with thorough test validation. Monitor performance to ensure it aligns with expectations.

⛳️ Requirements

• Master’s degree in a quantitative field such as Statistics, Operations Research, Economics, Engineering, Data Science, or other STEM disciplines.

• At least 2 years of experience in the financial industry in an analytical capacity. Experience in credit risk strategy or collections is advantageous.

• Strong proficiency in business reporting and analytical tools such as Power BI and Tableau is essential.

• Advanced proficiency in Python, SQL, SAS, or other data mining and analytical tools. Familiarity with any decision tree analysis tool, like Enterprise Miner, is a bonus.

• Proven experience in deriving business insights from data analysis and distilling them into clear business recommendations within the financial services or consumer lending sector.

🏝️ Benefits

• Healthcare: We prioritize your well-being by covering 80% of medical, dental, and vision insurance costs, including coverage for your spouse, children, and other dependents.

• Retirement Benefits: Begin planning for your future from day one with our 401k plan.

• Paid Time Off: We understand the importance of work-life balance. That's why we offer flexible paid time off days starting from day one of your employment.