Reverse Outside Loan Originator

This is a fully remote position, open to applicants in United States.

📋 Description

• Identify and source leads for mortgage opportunities.

• Establish and nurture business relationships with real estate agents and other sources of leads.

• Evaluate potential loan markets and create referral networks to identify loan prospects.

• Promote CCM products to individuals and organizations, highlighting CCM services that cater to customers' needs.

• Meet with loan applicants to gather necessary information for loan applications and address inquiries related to the process.

• Assess applicants' financial situations, credit histories, and property evaluations to determine the viability of loan approvals.

• Clarify the various types of loans and credit options available to customers, along with the terms associated with those services.

• Generate comprehensive loan applications along with the required documentation.

• Enhance loan applications and documentation by informing applicants of any additional requirements.

• Assist customers by answering inquiries and addressing their requests.

• Manage customer complaints and take appropriate measures to resolve issues.

• Serve as the main point of communication with real estate agents or referral sources.

• Collaborate with processing and underwriting teams to help resolve issues with mortgage applications.

• Stay informed about industry knowledge by engaging in educational opportunities, reading professional literature, maintaining personal networks, and participating in professional organizations.

• Actively engage in mortgage sales activities, such as attending closings, open houses, and conducting CCM seminars/trainings, along with other lead-generating initiatives.

⛳️ Requirements

• NMLS License mandated under the S.A.F.E. Act of 2008.

• Comprehensive understanding of reverse mortgages and experience in guiding clients through the reverse mortgage process.

• Familiarity with retail product philosophy, policies, underwriting, procedures, documentation, and systems.

• Proven experience in proactively soliciting new business.

• Experience with Encompass is preferred.

• Knowledge of various mortgage products and programs.

• Strong analytical skills to assess credit requests and identify trends within the marketplace.

• Exceptional communication and collaboration abilities.

• Proficient in standard software applications, including Microsoft Word, Excel, PowerPoint, and Outlook.

🏝️ Benefits

• Medical coverage.

• Dental coverage.

• Vision coverage.

• 401K plan.

• Company-provided short-term disability.

• Employee assistance program.

• Wellness program.