Post Closing Valuation Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Assist ValuationNEXUS’s capital markets, asset management, and servicing operations with prompt valuation analysis and product strategy assistance throughout the loan lifecycle.

• Organize value refreshes and request valuation products for due diligence in loan sales.

• Gather and report on historical property value trends.

• Create workflows for valuation product cascades to enhance ordering strategies.

• Establish relationships with providers of valuation products.

• Collaborate with loan buyers disputing values to offer remediation and responses that support loan sales.

• Evaluate appraisal reports for compliance with USPAP Standards 1 and 2, credibility, and soundness of methodology.

• Analyze As-Is, As-Repaired (ARV), and Site Value conclusions for renovation and ground-up construction collateral.

• Assess downside collateral exposure across LTV, LTC, and LTARV thresholds, including conducting scenario and stress analysis.

• Review market value adjustments, condition ratings, and conclusions regarding highest and best use.

• Compare appraised values with BPOs, AVMs, desktop reviews, and other valuation sources to identify discrepancies and collateral risk.

• Supervise construction draw schedules, completion assessments, and budget-to-actual cost variances.

• Assess contractor and builder experience, project feasibility, and adequacy of gross profit margins.

• Review inspection reports, completion certifications, and explanatory letters related to draw releases and maturity extensions.

• Aid in whole loan sales, bulk loan sales, and securitization due diligence, including tape review and valuation stratification analysis.

• Assist with data mapping and integration of appraisal/valuation systems using XML/JSON.

• Generate valuation exception summaries, executive-level reports, and valuation memoranda.

• Manage confidential and sensitive information with care, safeguarding personal, loan, business, financial, and proprietary data.

⛳️ Requirements

• 3–5+ years of experience in real estate valuation, appraisal review, or collateral risk analysis.

• Experience ideally in lending, an appraisal management company (AMC), asset management, or special servicing.

• Background in valuing distressed, defaulted, or non-performing real estate collateral, including REO and pre-foreclosure assets.

• Experience in supporting business-purpose, bridge, or construction loan collateral.

• Involvement in whole loan sales, bulk loan sales, or securitization due diligence from a collateral valuation viewpoint.

• Certified Residential or Certified General Appraiser license, or progress toward licensure; recently expired licenses may be taken into account.

• Familiarity with USPAP Standards 1 and 2.

• Understanding of cross-collateralized loan structures and portfolio-level exposure analysis.

• Knowledge of third-party due diligence firms, platforms, and valuation grading frameworks.

• Awareness of investor and purchaser guidelines, including MLPA valuation-related representations and warranties.

• Understanding of mid-construction risk indicators and their effects on collateral value and lender exposure.

• Proficient in Excel, including pivot tables, formulas, and model-building.

• Power BI experience is preferred.

• Exceptional written communication skills for executive-level risk summaries, valuation memoranda, and reporting.

• Capability to synthesize appraisal, market, construction, and collateral data into concise risk conclusions.

• Ability to exercise discretion and maintain confidentiality of sensitive information.

🏝️ Benefits

• An inspiring, transparent, inclusive, and supportive workplace culture.

• Continuous training, mentorship, and opportunities for career development.

• Chance to work on innovative projects and technologies.

• Flexible work style that promotes work-life balance.

• Competitive compensation package.

• Health Insurance.

• HSA Account.

• Accident Insurance.

• Critical Illness Insurance.

• Hospital Indemnity Insurance.

• Dental Insurance.

• VSP Vision Insurance.

• Flexible Spending Accounts (FSA).

• Group Paid Life and AD&D Insurance.

• Supplemental Coverage.

• Company Paid Long-Term Disability and Short-Term Disability (Non-CA).

• 401(k) Retirement Plan (2-Year Vesting).

• Legal Services.

• Virtual Behavioral Health.

• Employee Assistance Program (EAP).

• Birthday gift card and a day off.

• Opportunities for community outreach.

• Access to Doordash’s Dash Pass.

• Employee discount program - Great Work Perks.

• On-site dog park at headquarters.

• Company swag.

• Stipends.

• Quarterly bonuses, role-based incentives, and region-specific benefits may be included in total rewards.