Mortgage Loan Originator – Outside/Retail

This is a fully remote position, open to applicants in Texas.

📋 Description

• Proactively identify and cultivate referral partnerships with real estate agents, builders, financial planners, and other key influencers within your market area.

• Consult with borrowers to evaluate their financial objectives, align them with suitable loan products, and guide them seamlessly from application to closing.

• Create a self-generated pipeline through external sales activities, including networking events, open houses, community engagement, and personal relationship development.

• Organize and present loan scenarios utilizing conventional, FHA, VA, USDA, and portfolio product options as relevant.

• Ensure loan files are accurate and up-to-date in compliance with TRID, RESPA, and applicable Texas lending regulations.

• Work closely with in-house processing, underwriting, and closing teams to guarantee a smooth borrower experience and timely closings.

• Stay informed on market trends, interest rate fluctuations, and guideline updates to establish yourself as a dependable advisor in your community.

⛳️ Requirements

• Active NMLS license.

• Demonstrated history of self-generated mortgage production with a well-established referral network in the Texas market.

• Strong working knowledge of conventional, government (FHA/VA/USDA), and specialty loan products.

• Comprehensive understanding of SAFE Act requirements.

• Exceptional communication and consultative sales abilities.

🏝️ Benefits

• Operational support.

• Commitment to community lending.