Mortgage Closer

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee the closing and funding process for designated mortgage loan files, encompassing both first and second liens.

• Assess loan files to guarantee completeness, accuracy, and adherence to company, investor, and regulatory standards.

• Prepare and evaluate closing documents, such as Loan Estimates (LE), Closing Disclosures (CD), redisclosures, notes, and security instruments.

• Collaborate with borrowers, title companies, attorneys, lenders, and internal teams to ensure a smooth closing process.

• Confirm that all closing conditions are satisfied prior to funding.

• Work alongside title companies to resolve title issues and ensure that closing conditions are clear.

• Validate that loan terms and documentation are in compliance with relevant federal and state regulations.

• Partner with Account Managers and Underwriters to identify and resolve file-level issues.

• Keep precise and orderly records of all loan transactions in line with regulatory requirements.

• Provide a high standard of customer service to both internal and external stakeholders.

• Monitor the pipeline to achieve closing timelines and service level expectations (SLAs).

• Remain updated on regulatory changes and industry best practices related to closing and disclosures.

⛳️ Requirements

• A minimum of 2 years of mortgage closing experience is required, including first and/or second liens.

• Strong understanding of mortgage lending regulations, closing procedures, and loan documentation.

• Exceptional attention to detail and strong organizational abilities.

• Capability to manage multiple files and priorities in a high-volume, fast-paced setting.

• Excellent written and verbal communication skills.

• Proactive, solutions-focused mindset with the ability to work independently.

• Superior time management skills and a consistent ability to meet deadlines.

• Customer-oriented approach with strong interpersonal abilities.

• A high school diploma or equivalent is required.

🏝️ Benefits

• Highly subsidized medical insurance.

• Low-cost dental and vision insurance.

• 401(k) program.

• Health Savings Account (HSA).

• Generous paid time off and company holidays.

• Ongoing training, mentorship, and professional development opportunities.

• A collaborative, supportive work environment that values ownership and growth.