Loan Originator

This is a fully remote position, open to applicants in Florida, +5 more states.

📋 Description

• Building relationships with prospective borrowers by utilizing both company-provided leads and, in some cases, self-generated leads.

• Facilitating the connection between the bank and the borrower throughout the entire mortgage process.

• Ensuring strict adherence to all compliance guidelines.

• Making scheduled calls with consumers to achieve the branch's weekly call-volume expectations and production objectives.

• Participating in and contributing to pipeline meetings and sales team discussions.

• Educating potential clients about the First Lien HELOC product and evaluating their suitability for the loan.

• Conducting interviews with loan applicants, gathering and reviewing financial information, and assessing creditworthiness along with the merits of loan requests.

• Establishing and negotiating the terms under which credit will be granted.

• Preparing materials for loan presentations.

• Taking charge of primary communication with borrowers, organizing the loan file, and determining necessary documentation.

• Maintaining proactive communication with borrowers throughout the mortgage process.

• Analyzing complex files and addressing challenges that arise.

• Informing clients about the bank's underwriting guidelines and relevant government regulations.

• Managing a personal pipeline to align with service standards and branch goals.

• Keeping up with educational requirements and staying informed about relevant laws and products.

• Adhering to all applicable compliance guidelines.

• Maintaining accurate records and loan statuses within branch systems.

⛳️ Requirements

• A Bachelor’s degree or equivalent experience in outside mortgage sales and origination, including established contacts and relationships within the targeted market.

• Experience and proven success in proactively seeking new mortgage business.

• At least one year of experience (3+ years preferred) in collecting and analyzing borrower income and negotiating skills.

• Comprehensive knowledge of all mortgage products and programs.

• Self-motivated with strong organizational and interpersonal skills.

• Effective verbal and written communication skills.

• Proficiency in standardized software applications, such as Microsoft Office Suite.

• Open Close experience preferred.

• NMLS License is required.

🏝️ Benefits

• Base Pay PLUS Bonuses.

• Medical, Dental, and Vision Insurance.

• 401k.

• Health Savings and Flexible Spending Accounts.

• Vacation/Sick Time.

• Paid Holidays.

• Paid Parental Leave.

• Tuition Reimbursement.

• Additional Benefits.