Lead Compliance Manager

This is a fully remote position, open to applicants in United States.

📋 Description

• Take ownership of and uphold Motive’s AML/BSA, Sanctions, and KYC/KYB policies and procedures across all operational markets.

• Develop, implement, and oversee sanctions and PEP screening, transaction monitoring, and controls for escalating suspicious activities.

• Act as the primary compliance liaison and relationship manager for issuing bank and card network partners.

• Oversee compliance reviews, examinations, audits, and the fulfillment of remediation commitments.

• Collaborate with Risk, Legal, Underwriting, Product, and Engineering teams to integrate lending-compliance requirements into new products and markets prior to their launch.

• Lead both internal and external compliance audits and examinations and ensure that findings are resolved promptly.

• Stay updated on regulatory changes and adapt policies and controls accordingly.

• Establish and manage compliance governance, including reporting mechanisms, escalation paths, and risk committees.

• Create a playbook for assessing compliance requirements before entering new markets.

• Expand the compliance team by recruiting and managing additional members in the future.

⛳️ Requirements

• A minimum of 8 years of experience in compliance, audit, or risk management within the lending, payments, or financial services sectors.

• Direct responsibility for AML/BSA, KYC/KYB, sanctions, and PEP programs.

• Proven experience in managing compliance relationships with issuing banks, card networks, or other regulated financial institutions, including conducting audits and remediation.

• Experience with multi-jurisdiction compliance programs, including Canada and UK/EU, is essential.

• Familiarity with commercial lending, AML/sanctions, and payments regulatory frameworks across North America and Europe, including BSA, FinCEN, FINTRAC/PCMLTFA, OFAC sanctions, and UK/EU AML and data protection regulations.

• Capability to draft policies and operationalize them through controls, procedures, and monitoring systems that can withstand audits.

• Experience collaborating with Legal, Risk, Product, and Engineering teams to launch compliant products in new markets.

• Excellent written and verbal communication skills.

• Ability to represent Motive to external regulators, auditors, and banking partners while advising senior leadership on compliance risk.

• Must have authorization to receive and access commodities and technologies regulated under U.S. Export Administration Regulations.

🏝️ Benefits

• Health, pharmacy, optical, and dental care benefits.

• Paid time off.

• Sick leave.

• Coverage for short-term and long-term disability.

• Life insurance.

• 401(k) contribution.

• Restricted stock units may be included in total compensation for specific roles.

• Some interviews or new-hire training sessions may take place in person at one of Motive's global offices.