Insurance Underwriter – Commercial Insurance

This is a fully remote position, open to applicants in United States.

📋 Description

• Evaluate application data, loss runs, and third-party reports (CLUE, MVR, LexisNexis) to determine underwriting eligibility.

• Calculate premiums utilizing ISO manuals, class codes, and specific rating models from carriers.

• Examine historical claims to uncover loss trends and assess loss ratios in comparison to industry benchmarks.

• Prepare policy terms and create coverage documents, including endorsements and declarations.

• Assess referred cases and deliver well-documented underwriting decisions with clear risk recommendations.

⛳️ Requirements

• Over 5 years of experience in commercial or personal lines underwriting, with knowledge of platforms such as Guidewire or Duck Creek.

• Strong comprehension of ISO classification codes, rating manuals, and policy forms.

• Excellent attention to detail and capability to evaluate risk across various data sources.

• Experience with multi-line policies including property, auto, and general liability.

• Proficient in analyzing third-party insurance data reports for informed decision-making.

🏝️ Benefits

• Comprehensive health and dental insurance.

• Retirement savings plan with company match.

• Opportunities for professional development and continuing education.

• Flexible working hours and remote work options.

• Generous paid time off and holiday schedule.