Fraud Risk Manager

This is a fully remote position, open to applicants in Spain, +2 more countries.

📋 Description

• Take ownership and enhance the AntiFraud portfolio of rules and controls.

• Ensure true positive rates and alert volumes per active customer while collaborating with development and operations stakeholders to enhance rule-portfolio performance.

• Manage fraud-related vendor relationships and advance the technology infrastructure supporting Finom’s anti-fraud risk engine.

• Work alongside Machine Learning Engineering to enhance AntiFraud detection within Dynamic Customer Risk Assessment models.

• Lead a team consisting of five antifraud investigators.

• Engage in the New Product Approval Process to integrate fraud considerations into new offerings.

• Offer fraud-related guidance and training to the first line of defense.

• Participate in the annual SIRA cycle and AFC audits.

• Assist the Head of Financial Crime Risk with fraud-related inquiries, both internal and external, as well as contribute to the overall FinCrime Risk Management strategy.

• Coordinate with Product, Risk Management, and Quality Assurance stakeholders.

• Oversee ad hoc departmental projects and additional tasks necessary for operational efficiency.

• Execute the complete fraud risk management cycle: risk identification, assessment, control development, monitoring, and reporting.

• Report fraud trends to the Risk Committee, Head of FinCrime Risk, Management Board, and Supervisory Board.

• Manage and drive fraud metrics such as gross and net fraud rate, false negative rate, fraud losses, account takeover rate, decline rate, and fraud-related account closure rate.

⛳️ Requirements

• A minimum of 6 years of experience in the anti-fraud domain, with at least 3 years in the B2B sector.

• Proven experience in implementing anti-fraud controls from start to finish within a fintech or other financial institutions.

• In-depth knowledge of transactional and behavioral fraud typologies.

• Proficiency with BI and data analytics tools such as Power BI, Databricks, Metabase, or similar.

• Familiarity with SQL is a significant advantage, though not mandatory.

• Strong understanding of the antifraud tool stack.

• Experience in developing antifraud systems from the ground up.

• At least 1-2 years of experience in team management.

• Full working proficiency in English.

• Active engagement with AI tools or an understanding of AI applications in AntiFraud.

• Detail-oriented and highly motivated self-starter.

• Strong critical and analytical thinking skills.

• Ownership mindset, proactive, and results-driven.

• Ability to work independently and with minimal supervision.

🏝️ Benefits

• Opportunities for continuous personal and professional development.

• Flexibility to travel and work remotely or in a hybrid model across Europe.

• Stock Options Program available to all team members.

• Ongoing support and care.

• A modern, friendly, and eco-conscious corporate culture.

• Work & Swim Program: one month in a corporate apartment in Cyprus.