Fraud Risk Manager

This is a fully remote position, open to applicants in Poland, +2 more states.

📋 Description

• Take ownership of and enhance the AntiFraud portfolio of rules and controls, aiming to improve true positive rates and manage alert volumes.

• Oversee vendor relationships related to fraud and enhance the technological framework supporting Finom’s anti-fraud risk engine.

• Collaborate with the Machine Learning Engineering team to advance AntiFraud detection within Dynamic Customer Risk Assessment models.

• Lead a team of five antifraud investigators.

• Engage in the New Product Approval Process to integrate fraud considerations into new product offerings.

• Offer fraud-related guidance and training to the first line of defense (1LoD).

• Participate in the annual SIRA cycle and AFC audits.

• Assist the Head of Financial Crime Risk with the FinCrime Risk Management strategy and address fraud-related inquiries.

• Establish effective communication with stakeholders in Product, Risk Management, and Quality Assurance.

• Execute comprehensive fraud risk management: identify risks and typologies, assess risk appetite, develop controls, monitor KPIs and KRIs, and report on fraud trends.

• Own and drive key fraud metrics including gross and net fraud rates, false negative rates, fraud losses, account takeover rates, decline rates, and fraud-related account closure rates.

• Initiate and take charge of ad hoc departmental projects.

⛳️ Requirements

• A minimum of 6 years of experience in the anti-fraud domain, with at least 3 years in the B2B sector.

• Proven experience in implementing end-to-end anti-fraud controls within a fintech or similar financial institution.

• Comprehensive understanding of transactional and behavioral fraud typologies.

• Proficiency in BI and data analytics tools such as PowerBI, Data Bricks, Metabase, or their equivalents.

• Knowledge of SQL is highly advantageous but not mandatory.

• Strong familiarity with the antifraud tool stack and experience in implementing systems from the ground up.

• At least 1–2 years of experience in team management.

• Full working proficiency in English.

• Active user of AI tools or knowledge of AI applications in AntiFraud.

• Detail-oriented, highly motivated self-starter.

• Strong critical and analytical thinking skills.

• Possess an ownership mindset, be proactive, results-driven, and capable of working independently with minimal supervision.

🏝️ Benefits

• Opportunities and resources for continuous personal and professional development.

• Flexibility for travel and the option to work remotely or in a hybrid model across Europe.

• Stock Options Program available for every team member.

• A modern, friendly, and environmentally conscious corporate culture.

• Ongoing support and care for employees.

• Work & Swim Program: enjoy one month in a corporate apartment in Cyprus.