Data Engineer II, Credit Reporting

This is a fully remote position, open to applicants in Peru.

📋 Description

• Take charge of ongoing credit bureau furnishing operations, encompassing data preparation, validation, submissions, bureau feedback, exception resolution, and reconciliation.

• Develop, maintain, and troubleshoot SQL transformations, Python scripts, and data pipelines that generate credit reporting data.

• Track discrepancies from account activities and source records through transformation logic to furnished outputs; identify root causes and implement enduring solutions.

• Address Customer Service escalations, clarifying account data and reporting requirements, while providing evidence for dispute responses.

• Pinpoint accounts impacted by reporting defects, apply corrections and controlled reprocessing, and ensure verification of reporting outcomes.

• Create automated tests, reconciliations, monitoring, and alerts to identify inaccurate, incomplete, duplicate, or unexpected reporting.

• Collaborate with Engineering on production service or consumer application defects by supplying reproducible examples, affected-account analyses, and requirements; validate fixes.

• Work alongside Compliance to convert approved reporting requirements into technical rules and escalate ambiguous situations.

• Document reporting logic, data lineage, procedures, and incident resolutions.

⛳️ Requirements

• Bachelor's degree in computer science, engineering, data science, or a related quantitative field.

• Over 3 years of relevant experience in data engineering or software engineering, encompassing hands-on ownership of production data pipelines and operational workflows.

• Proficient in advanced SQL, including complex joins, account-level reconciliation, data profiling, and troubleshooting transformation logic.

• Strong command of Python, including the ability to read unfamiliar code, debug existing scripts, and implement maintainable solutions.

• Capability to independently investigate ambiguous issues, prioritize recurring operations and incidents, and follow through to verified resolutions.

• Experience with version control, code review, automated testing, monitoring, and the safe deployment and reprocessing of data workflows.

• Exceptional problem-solving abilities and a track record of tracing data defects across systems to prevent recurrence.

• Strong business judgment and communication skills; adept at explaining technical findings to Customer Service and Compliance and collaborating effectively with Engineering.

• Proficient in English.

• Demonstrated experience utilizing Claude or equivalent large language model tools is essential; comfortable using AI to boost productivity, research, and communication.

• Preferred: experience with credit reporting dispute workflows, e-OSCAR, Metro 2 format, and resolving customer support escalations.

• Preferred: familiarity with dbt, Redshift, PostgreSQL, AWS, and workflow scheduling or orchestration tools.

• Preferred: background in consumer lending, servicing, payments, financial services, banking, fintech, or BNPL.

🏝️ Benefits

• Opportunities for career advancement.

• Dynamic, high-growth work environment.

• Chance to engage with cutting-edge fintech and retail technology.

• Flexible remote work options.