Data Engineer II, Credit Reporting

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Take charge of recurring credit bureau furnishing operations, which encompass data preparation, validation, submissions, bureau feedback, exception resolution, and reconciliation.

• Create, maintain, and troubleshoot SQL transformations, Python scripts, and data pipelines that generate credit reporting data.

• Follow discrepancies in account activity and source records through transformation logic to the furnished outputs; identify root causes and implement sustainable solutions.

• Address Customer Service escalations, clarify account data and approved reporting outcomes, and supply evidence for dispute responses.

• Identify accounts impacted by reporting defects, execute corrections and controlled reprocessing, and confirm reporting outcomes.

• Develop automated tests, reconciliations, monitoring, and alerts to identify inaccurate, incomplete, duplicate, or unexpected reporting prior to submission.

• Collaborate with Engineering on defects in production services or consumer applications, offering reproducible examples, affected-account analysis, requirements, and validation of fixes.

• Work alongside Compliance to translate approved reporting requirements into technical rules and escalate unclear scenarios.

• Document reporting logic, data lineage, procedures, and resolutions for incidents.

⛳️ Requirements

• Bachelor’s degree in computer science, engineering, data science, or a related quantitative field.

• Over 3 years of relevant experience in data engineering or software engineering, including direct ownership of production data pipelines and operational workflows.

• Proficient in advanced SQL, with capabilities in complex joins, account-level reconciliation, data profiling, and troubleshooting transformation logic.

• Strong skills in Python, including the ability to interpret unfamiliar code, debug existing scripts, and implement maintainable fixes.

• Capable of independently investigating ambiguous issues, prioritizing recurring operations and incidents, and ensuring verified resolutions.

• Familiarity with version control, code review, automated testing, monitoring, and the safe deployment and reprocessing of data workflows.

• Experience in tracing data defects across systems and preventing their recurrence.

• Strong business judgment and communication abilities; capable of conveying technical findings to Customer Service and Compliance while effectively collaborating with Engineering.

• Proficient in English.

• Proven experience working with Claude or similar large language model tools is required; comfort in utilizing AI to enhance productivity, research, and communication.

• Preferred: experience with credit reporting dispute workflows, e-OSCAR, Metro 2 format, and handling customer support escalations.

• Preferred: experience with dbt, Redshift, PostgreSQL, AWS, and workflow scheduling or orchestration tools.

• Preferred: experience in consumer lending, servicing, payments, financial services, banking, fintech, or BNPL.

🏝️ Benefits

• Opportunities for career advancement.

• Flexible remote work options.

• A global, purpose-driven company culture.

• The chance to work with cutting-edge technology.

• Professional growth within a rapidly expanding team.