Credit Resolution Portfolio Manager

This is a fully remote position, open to applicants in United States.

📋 Description

• Accountable for performing financial analysis and due diligence essential for developing credit packages and managing loan servicing for distressed credit.

• Will collaborate with the Credit Resolution Relationship Manager to collect the necessary information for making informed credit decisions and analyzing credit and restructuring requests from initiation to completion.

• Acts as a secondary point of contact for addressing issues related to distressed credits.

• Propose loan and restructuring requests in accordance with the Association’s Underwriting Standards.

• Will conduct analysis on various servicing actions concerning existing clients, including restructures, extensions, forbearances, releases, assumptions, conversions, and charge-offs.

• Responsible for underwriting a specified loan portfolio as well as any new accounts assigned to the Credit Resolution Group (CRG).

• Tasked with approving or denying credit actions through either the use of designated delegated authority or recommendations to a higher level of delegated authority.

⛳️ Requirements

• Bachelor’s degree in agribusiness, business administration, or a related field.

• A minimum of five years of progressively responsible experience in banking or related agricultural lending.

• Demonstrates a solid understanding of agricultural lending principles and practices, along with the operating policies and procedures of the association and Farm Credit System.

• Familiarity with FCA regulations, as well as Association and district policies and procedures.

• Exhibits proficiency in organizing and prioritizing work to meet deadlines effectively.

• Excellent written and verbal communication skills.

• Strong persuasive and interpersonal abilities.

• Proficient in using a PC, including Microsoft Word, Outlook email, and electronic spreadsheet software.

• Willingness and capability to travel as necessary.

🏝️ Benefits

• Commitment to agriculture and the communities we serve.

• Family-friendly work atmosphere.

• Investment in employee development.

• Medical, Dental, and Vision insurance coverage.

• Exceptional 401k plan – automatic 3% employer contribution, plus a match of up to 6%.

• Generous Paid Time Off policy (Vacation accrual at 21 days annually, Sick Days accrual at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time).

• Competitive Incentive Compensation Plan.

• Disability and Life Insurance.

• Employee wellness programs focusing on mental, physical, and financial health.