Compliance Officer, Payments

This is a fully remote position, open to applicants in Kazakhstan.

📋 Description

• Ensure that the local licensed payment business adheres to the relevant legislation of the Republic of Kazakhstan, AIFC regulatory standards, and internal policies.

• Identify, evaluate, monitor, and report on compliance risks.

• Develop and sustain the Compliance Risk Management Framework.

• Conduct regular compliance monitoring and thematic assessments.

• Keep abreast of regulatory developments and facilitate the implementation of regulatory changes.

• Create and maintain compliance policies, procedures, and controls.

• Oversee adherence to AML/CFT/CPF requirements and liaise with the appropriate financial monitoring function.

• Monitor sanctions and other financial crime risks that pertain to the business.

• Assess new products, services, business activities, and significant changes from a compliance viewpoint.

• Identify and manage conflicts of interest.

• Investigate suspected compliance violations and employee misconduct within the compliance function's scope.

• Monitor and analyze customer complaints for potential compliance risks.

• Provide compliance guidance to management and staff.

• Design and deliver compliance training while fostering a robust compliance culture.

• Maintain compliance risk registers, monitoring records, and management information.

• Report significant compliance risks, breaches, and remediation statuses to senior management and the Board of Directors.

• Ensure the reporting of suspicious and threshold transactions (STRs/TTRs), as well as notifications to the Anti-Fraud Centre and other relevant authorities.

• Monitor the execution of corrective actions and ensure the prompt remediation of identified deficiencies.

• Collaborate with regulators, internal audit, and risk management, legal, AML, information security, and other control functions as necessary.

• Uphold the independence and effectiveness of the compliance function in line with the governance framework of the local licensed payment business and applicable regulatory standards.

⛳️ Requirements

• A degree in law, finance, economics, or a related discipline.

• Professional certification (ICA, ACAMS/CAMS) is a plus.

• 5+ years of compliance experience in a bank, payment organization, fintech firm, or other regulated financial institution.

• Comprehensive knowledge of Kazakhstan's legislation regarding payments and payment systems, as well as AML/CFT, NBK requirements for payment organizations, and financial monitoring reporting obligations.

• Familiarity with international sanctions regimes and financial crime risk management practices.

• Knowledge of the AIFC/AFSA regulatory framework is a significant advantage.

• Experience in establishing or enhancing a compliance function, including policies, compliance monitoring programs, and compliance risk assessments.

• Experience in engaging with regulators, assisting with regulatory inspections and audits, and reporting to boards.

• Experience in cryptocurrency, digital assets, or e-money is an advantage.

• Must be eligible to pass a fit-and-proper assessment for a regulated appointment when required.

• Ability to work independently and efficiently with global cross-functional teams in a dynamic environment.

• Proficiency in Russian and English is required; Kazakh is strongly preferred.

🏝️ Benefits

• Help shape the future with the world's leading blockchain ecosystem.

• Collaborate with top-tier talent in a user-focused global organization with a flat structure.

• Engage in unique, fast-paced projects with autonomy in an innovative setting.

• Flourish in a results-oriented workplace with opportunities for career advancement and ongoing learning.

• Competitive salary and company benefits.