Compliance Analyst – Onboarding, Transaction Monitoring

This is a fully remote position, open to applicants in United Kingdom.

📋 Description

• Oversee comprehensive KYB onboarding and due diligence processes for corporate clients.

• Analyze intricate ownership frameworks, ultimate beneficial owners (UBOs), directors, and related entities.

• Evaluate clients operating within fintech, payments, foreign exchange, financial services, and other high-risk industries.

• Perform customer risk evaluations and determine when enhanced due diligence (EDD) is necessary.

• Examine sources of funds, sources of wealth, and anticipated business/payment activities as required.

• Execute screening for politically exposed persons (PEPs), sanctions, and adverse media, and escalate significant issues.

• Draft clear onboarding summaries and provide recommendations for Compliance approval.

• Assist in conducting periodic and event-triggered reviews of current customers.

• Support transaction monitoring alerts, investigations, and the escalation of any unusual transactions.

• Collaborate effectively with Compliance, Operations, and Commercial teams to resolve onboarding inquiries promptly.

• Ensure precise compliance documentation and verify that onboarding files adhere to internal and regulatory standards.

⛳️ Requirements

• Ideally possess 3–4 years of experience in KYC/KYB, onboarding, or financial crime compliance.

• Strong preference for candidates with a background in an Electronic Money Institution (EMI), payment institution, fintech, foreign exchange, or banking sector.

• Solid understanding of anti-money laundering (AML) and counter-terrorism financing (CTF), sanctions, PEPs, UBO identification, and corporate structures.

• Capability to analyze information independently and document compliance decisions clearly.

• Experience in reviewing international and higher-risk business clientele.

• Familiarity with complex or high-risk businesses, particularly in fintech, payments, foreign exchange, cryptocurrency, or other financial services.

• Knowledge of compliance and screening tools such as ComplyAdvantage, Dow Jones, World-Check, or equivalent.

• Strong understanding of UK/EU AML regulations and the compliance expectations for EMIs and payment institutions.

• ACAMS, ICA, or another relevant qualification in financial crime or compliance is preferred.

🏝️ Benefits

• Competitive compensation aligned with market standards.

• A significant role within a growing, FCA-authorized fintech company.

• The chance to engage with international B2B clients across payments, fintech, and foreign exchange sectors.

• Direct involvement in real-world compliance and financial crime scenarios.

• A collaborative environment with an international and distributed team.

• Remote-friendly work setup with flexible hours.

• A culture that promotes ownership, trust, and knowledge sharing.