Commercial Property Claims Adjuster

This is a fully remote position, open to applicants in Alabama.

📋 Description

• Assess, analyze, investigate, negotiate, and resolve quota share and individual insurer property claims.

• Confirm coverage in line with the relevant Commercial Property insurance policy.

• Collaborate with field adjusters and specialists for inspections or additional inquiries.

• Evaluate supporting documentation provided for claims and accurately document the review details within the file.

• Review damage estimates and repair costs, as well as verify the accuracy of vendor invoices.

• Detect potential issues such as fraud, duplicate claims, or policy exclusions.

• Maintain regular communication with policyholders, adjusters, contractors, and other stakeholders to ensure ongoing claim progress and keep all parties informed.

• Draft written status updates and large loss reports for clients, including Reservation of Rights and Coverage Position Letters.

• Manage appeals or disputes related to claim decisions.

• Attend mediations and settlement conferences as required.

• Oversee and guide defense counsel to resolve litigated claims.

• Provide financial authority and strategic direction to counsel to safeguard the client's funds and claims.

• Present and clarify claim summaries to business partners on a monthly basis.

• Engage in audits and quality control assessments.

• Keep abreast of industry developments, policy modifications, and best practices.

⛳️ Requirements

• Results-driven professional with excellent organizational abilities.

• In-depth knowledge of Commercial Property Claims management.

• Capability to confirm coverage under the applicable Commercial Property insurance policy.

• Experience with both Excess & Surplus Lines (Lloyds) and Standard carrier programs.

• Proficiency in planning, organizing, and prioritizing responsibilities to meet critical deadlines.

• Skill in reviewing and interpreting both routine and complex policy contracts and coverage.

• Familiarity with current case law, statutory law, DOI regulations, etc., relevant to claims practices and issues in the operational territory.

• Competence in preparing comprehensive reports and recommendations for clients.

• Ability to analyze and investigate legal and claim trends.

• Possess strong analytical and negotiation abilities.

🏝️ Benefits

• Medical, dental, and vision plans to ensure your health and that of your family.

• A 401(k) plan with employer matching contributions.

• Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees.

• Paid holidays.

• Life insurance along with short-term and long-term disability coverage.

• Paid sick leave, paid family and parental leave, and other mandated benefits complying with applicable state and local regulations.