Commercial Loan Processor

This is a fully remote position, open to applicants in Philippines, +1 more country.

📋 Description

• Oversee the complete process of Australian commercial loan applications from initial preparation to final settlement.

• Evaluate borrower documentation, which includes financial statements, tax returns, bank statements, and business financials.

• Draft credit proposals, loan submissions, and relevant supporting documents.

• Assess the financial situations of borrowers, including their income, liabilities, and capacity for repayment.

• Investigate lender policies and pinpoint appropriate commercial lending solutions.

• Provide assistance with commercial property acquisitions, refinancing, business purchases, and various commercial lending transactions.

• Communicate effectively with brokers, lenders, solicitors, valuers, accountants, and other relevant parties.

• Track the progress of loan applications and follow up on any outstanding documents.

• Manage lender conditions and ensure applications comply with lender requirements and standards.

• Keep precise records and offer regular updates on progress to brokers.

• Coordinate settlement requirements and confirm that documentation is completed within necessary timeframes.

• Collaborate with Australian mortgage brokers and lending teams.

⛳️ Requirements

• Prior experience in Australian commercial loan processing, commercial credit analysis, or support in commercial mortgage broking.

• Strong knowledge of Australian commercial lending procedures, credit policies, and loan documentation.

• Experience in reviewing business financial statements, tax returns, and other financial documents.

• Understanding of commercial lending structures, such as commercial property loans, business loans, and refinancing options.

• Knowledge of borrower financial assessments and serviceability criteria.

• Proven ability to manage multiple loan applications while meeting deadlines.

• Exceptional attention to detail, organizational skills, and communication capabilities.

• Capacity to work independently while effectively collaborating with Australian mortgage brokers and lending teams.

• Strong analytical and problem-solving skills.

• Proficiency in interpreting complex financial documents.

• Outstanding written and verbal communication skills in English.

• Proactive in following up on outstanding requirements.

• Strong time management and prioritization abilities.

• Capability to identify potential risks, documentation gaps, and issues related to loan applications.

• High level of accuracy in preparing credit submissions and accompanying documents.

• Familiarity with BrokerEngine, Mercury/Mercury Nexus, AFG FLEX, ApplyOnline (AOL), Quickli, MyCRM, and Microsoft Office Suite, particularly Excel, is a plus.

• Availability to work from 7 AM to 4 PM MNL time, Monday to Friday.

• Willingness to comply with BIR self-registration as part of the pre-employment process.

• Ability to provide details regarding device specifications, internet speed, equipment, and work setup.

• Completion of an English proficiency test and personality assessment.

• Submission of a 1–2 minute self-introduction video along with a 1-minute sample client call.

🏝️ Benefits

• Work-from-home arrangement.

• Full-time employment opportunity.

• Schedule aligned with Australian business hours, Monday to Friday.

• Independent contractor agreement under Singapore law with Philippines Resources Pte. Ltd.