Chief Compliance Officer – EMI

This is a fully remote position, open to applicants in Lithuania.

📋 Description

• Take full responsibility for Aspora's compliance obligations as a Lithuanian EMI: ensuring adherence to EMD2, PSD2, AML/CTF, sanctions, and consumer protection regulations from start to finish.

• Manage the supervisory relationship with the Bank of Lithuania: overseeing examinations, responding to information requests, and handling all regulatory communications.

• Develop and uphold the internal compliance framework: creating policies, procedures, controls, and conducting testing related to governance, consumer protection, and business conduct.

• Lead risk-based compliance reviews and thematic assessments to evaluate controls, including those concerning AML/CTF, sanctions, and outsourcing, and guide remediation efforts when gaps are identified.

• Provide counsel to the CEO, Management Board, and business units regarding compliance impacts of new products, partnerships, and decisions related to market expansion.

• Foster a compliance-oriented culture throughout the organization via training programs, incident investigations, and board-level reporting on violations and corrective actions.

⛳️ Requirements

• Extensive compliance experience in an EMI, payment institution, bank, or regulated fintech: ideally with direct interaction with the Bank of Lithuania or another EU regulatory authority.

• Profound understanding of EMD2, PSD2, the Lithuanian Law on Electronic Money and EMIs, AML/CTF, sanctions, and EBA guidelines regarding outsourcing.

• Have directly managed regulator relationships: examinations, supervisory communications, and information requests under your own name.

• Capable of transitioning between strategic board-level guidance and practical control testing without compromising on either aspect.

• Demonstrates high ownership; you regard compliance gaps as your responsibility until they are resolved.

• Eligible for fit and proper assessment and approval by the Bank of Lithuania as a key function holder.

• Proficient in Lithuanian and English required. A compliance or AML certification (CAMS, ICA) is a significant advantage.

🏝️ Benefits

• Competitive salary, comprehensive benefits, and ESOPs aligned with Aspora's long-term vision.