Certified Financial Planner

This is a fully remote position, open to applicants in United States.

📋 Description

• Evaluate realistic financial planning scenarios that reflect typical discussions with clients, encompassing budgets, emergency funds, debt repayment, retirement planning, and more.

• Review AI-generated recommendations for their suitability, clarity, and practical application for mainstream and mass-affluent households.

• Articulate how you would facilitate advisory conversations—addressing question frameworks, establishing goal priorities, and discussing trade-offs (e.g., mortgage payments versus 401(k) matching, debt repayment versus investing).

• Convey actionable decision-making guidelines and common rules of thumb utilized with real clients (such as cash reserve objectives or savings rate targets).

• Deliver written feedback aimed at enhancing AI-generated explanations, suggested next steps, and trade-off presentations—focusing on clear and empathetic language for non-expert audiences.

• Recognize compliance and risk factors, advising when to stay within scope or refer clients to specialists like CPAs, attorneys, or insurance professionals.

⛳️ Requirements

• Several years of direct client experience as a Financial Planner/Advisor, Personal Financial Consultant, or in a similar capacity serving mainstream households (with typical W-2 income, employer-sponsored retirement plans, common debts, and insurance needs).

• Demonstrated expertise in budgeting, cash flow management, debt reduction, retirement planning, education savings, and risk management for everyday clients.

• CFP® certification is highly preferred (or having passed the CFP exam with relevant experience); however, ChFC or other credentials may be considered if accompanied by significant practical experience.

• Exceptional written and verbal communication skills, capable of explaining trade-offs in clear and reassuring terms.

• Strong professional ethics, a solid compliance orientation, and a commitment to fiduciary and client-first principles.

• Hands-on experience with standardized planning processes and a proactive approach to addressing financial challenges.

• Experience integrating holistic planning with financial coaching, particularly in mass-market or workplace advisor environments (preferred).

• Experience mentoring junior advisors or creating planning process materials such as checklists, playbooks, and workflows (preferred).

🏝️ Benefits

• Comprehensive health and wellness programs.

• Competitive salary and performance-based bonuses.

• Opportunities for professional development and continued education.

• Flexible work arrangements to support work-life balance.