AVP/BSA Program Manager

This is a fully remote position, open to applicants in Arizona, +29 more states.

📋 Description

• Supervise daily operations related to BSA/AML/OFAC, focusing on workload distribution, adherence to SLAs, regulatory timelines, and team performance.

• Oversee transaction monitoring, alert assessments, SAR and CTR submissions, OFAC/sanctions screening, IRS reporting, and 314(a)/(b) processes, ensuring precision, promptness, and escalation of potential risks.

• Execute QA/QC evaluations of BSA deliverables, uphold the integrity of BSA systems and data sources, and collaborate with IT/data teams to address issues.

• Direct and assist in BSA/AML/OFAC risk evaluations, risk and control self-assessments (RCSA), and the creation of controls to mitigate identified and emerging risks.

• Act as a liaison for regulatory examinations, internal audits, and DFS 504 certification; coordinate responses to findings and ensure timely corrective actions.

• Formulate and revise BSA/AML/OFAC policies, procedures, and training programs to ensure sustained regulatory compliance and team preparedness.

• Assist in executing the BSA/AML program, which includes system implementations, vendor management, risk scoring methodologies, and third-party due diligence.

• Oversee BSA-related initiatives, encompassing system upgrades, product/service launches, onboarding projects, UAT/test plan development, and pilot execution.

• Generate and present metrics, dashboards, and reports for leadership, governance forums, and the Board; identify trends, risks, and performance deficiencies.

• Maintain comprehensive knowledge of BSA/AML/OFAC regulations and emerging risks; offer guidance, interpretation, and advice to leadership.

• Serve as an essential liaison between Compliance, Risk, IT, and business partners to facilitate program execution and ongoing enhancement.

• Carry out special projects and other duties as assigned.

⛳️ Requirements

• Bachelor's degree (or equivalent) or similar; OR an associate degree with two (2) years of relevant experience; OR a high school diploma (or equivalent) accompanied by four (4) years of relevant experience.

• An additional five (5) years or more of progressive experience in the functional area.

• CAMS Certification is preferred, or a willingness to pursue the certification.

• In-depth understanding of BSA and AML laws and regulations, including the Bank Secrecy Act, the USA PATRIOT Act, and OFAC requirements.

• Experience in residential mortgage banking.

• Familiarity with enhanced due diligence & high-risk customer management, financial fraud, applicable state and federal laws, payments, MSBs, correspondent banking, and complex customer types and product offerings.

• Knowledge of automated transaction monitoring and high-risk customer modeling systems, watchlist screening systems/protocols, including fuzzy logic and model tuning methodologies/protocols.

• Capability to handle multiple tasks, including planning, organizing, and prioritizing workloads.

• Ability to work autonomously as well as collaboratively within a team, showing strong interpersonal and relationship-building skills.

• Proficient in Microsoft Excel, Microsoft Word, project management tools, transaction monitoring, and screening solutions.

🏝️ Benefits

• Health, Dental, Vision, & Life Insurance

• Financial Wellness Planning & Coaching

• Counseling Support Services & Resources

• Paid Parental Leave

• Pet Insurance

• 401K Match

• Employee Bank Accounts with Quontic

• Generous Paid Time Off