Anti-Money Laundering Lead

This is a fully remote position, open to applicants in Canada.

📋 Description

• Develop and oversee Midnite’s AML/ATF program, policies, and procedures specifically for Ontario.

• Spearhead AML/ATF preparedness for the Ontario launch, implementing and testing monitoring, screening, and reporting controls.

• Direct and maintain the ML/TF risk assessment as products, markets, and payment methods advance.

• Conduct daily transaction monitoring across deposits, withdrawals, betting, and gaming activities.

• Establish monitoring rules, adjust alerts, and review flagged transactions.

• Investigate structuring, minimal-play cash-outs, collusion, third-party funding, and mule accounts.

• Manage customer risk through enhanced due diligence and source-of-funds/source-of-wealth assessments.

• Resolve or escalate issues related to sanctions, PEP, and HIO screening matches.

• Accurately prepare and submit Suspicious Transaction Reports and Casino Disbursement Reports in a timely manner.

• Take ownership of AML deliverables to iGaming Ontario and the AGCO.

• Lead audits, effectiveness reviews, and regulatory examinations until remediation is completed.

• Design and implement AML/ATF training programs.

• Generate AML metrics for senior leadership and act as the business-wide AML authority.

• Influence product and payments decisions through effective AML controls.

⛳️ Requirements

• Over 5 years of experience in AML/ATF compliance, preferably within online gambling, payments, fintech, or banking sectors.

• Proven experience in leading investigations, managing teams, or overseeing an AML/ATF program.

• In-depth knowledge of the PCMLTFA and FINTRAC guidance.

• Familiarity with Ontario iGaming, including AGCO Standards and iGaming Ontario’s AML requirements.

• Practical experience with transaction monitoring, case management, and screening tools.

• Proficiency in working with data; familiarity with SQL or BI tools is an advantage.

• Strong investigative judgment complemented by clear written communication skills.

• Experience in supporting audits or regulatory examinations and driving remediation efforts.

• A pragmatic approach to balancing risk controls with player experience.

• CAMS, ICA, or equivalent certification is a plus.

🏝️ Benefits

• 24 days of leave, with applicable Ontario public holidays counted separately.

• 3% RRSP match from the first day of employment.

• Comprehensive health benefits, including dental, vision, life insurance, income protection, and an EAP, starting on day one.

• Anticipated improvement of benefits as the Canadian operation expands.

• An inclusive and supportive interview experience.

• Reasonable adjustments available during the interview process.