Annuity Claims Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Assess contestable death claims pertaining to annuities.

• Analyze Medical Information Bureau (MIB) inquiries for an established portfolio of business.

• Determine cause of death and verify if significant misrepresentation took place in the original health history or during medically underwritten reinstatement.

• Review policy reinstatement requests, which includes medical inquiries, examinations, lab results, and physician documentation.

• Conduct underwriting risk evaluations to decide if lapsed policies should be reinstated.

• Utilize the Swiss Re manual for risk assessment.

• Perform manual MIB checks for reinstatement requests and document MIB codes.

• Examine and address MIB inquiries received through secure email.

• Handle claims and reinstatement inquiries assigned to the underwriting queue.

• Operate independently or with minimal oversight.

⛳️ Requirements

• Strong understanding of annuities and life insurance preferred.

• Excellent verbal and written communication abilities.

• Capacity to manage multiple tasks simultaneously.

• Logical and investigative approach to problem-solving.

• Background in claims and/or underwriting is desirable.

• Quick learner of various proprietary systems.

• Proficient experience with MS Office applications.

• Minimum of 4 years in Annuity Claims.

• Significant experience in Life Insurance Death Claims will be taken into account.

• Capability to work independently or with limited supervision.

• Bachelor’s degree or a relevant combination of education and experience.

• Certifications such as Certified Annuity Specialist (CAS), Life and Annuity Certified Professional (LACP), or Certified Annuity Advisor (CAA) are advantageous.

• Familiarity with the Resonant underwriting platform is a plus.

🏝️ Benefits

• Long-term contract position (minimum of 2 years).

• Paid vacation time.

• Paid holidays.

• Direct deposit for compensation.

• Dental and Short Term Disability Plans available through AFLAC.

• Major Medical plan.

• 401K plan.