Senior Underwriting Consultant, Risk Management

This is a fully remote position, open to applicants in Canada.

📋 Description

• Evaluate and scrutinize underwriting decisions, procedures, and tools to ensure adherence to high-quality standards.

• Assess inforce policies for potential rescission by evaluating the implications of new information on underwriting choices.

• Monitor application and claims trends, proactively addressing potential risks.

• Provide expert insights to legal teams concerning cases in litigation.

• Foster innovation by proposing new strategies and controls for risk management.

• Track and analyze critical risk indicators to guide strategic decision-making.

• Prepare detailed reports for senior leadership and external stakeholders.

• Offer educational programs and research initiatives to enhance underwriting proficiency.

• Collaborate with analytics teams to incorporate advanced insights into risk management practices.

• Lead risk management initiatives and mentor developing talent.

• Collaborate with cross-functional teams—Sales, Compliance, Legal—to promote effective collaboration and strengthen the underwriting risk management function.

• Establish and maintain relationships with key stakeholders, including reinsurers.

⛳️ Requirements

• A minimum of 7 years of underwriting experience with significant approval authority.

• Thorough understanding of individual insurance products and their operational aspects.

• Proficient in MS Office (Excel, PowerBI, PowerPoint).

• Excellent organizational, communication, and interpersonal abilities.

• A growth-oriented mindset and the ability to adapt in a fast-paced environment.

• Knowledgeable in medical science and its effects on mortality and morbidity.

• Bilingualism in English and French is highly desirable, and required in Québec to assist clients from various provinces outside of Quebec.

🏝️ Benefits

• Health insurance.

• Dental insurance.

• Mental health benefits.

• Vision insurance.

• Short and long-term disability coverage.

• Life and AD&D insurance coverage.

• Adoption/surrogacy benefits.

• Wellness benefits.

• Employee/family assistance programs.

• Retirement savings plans (pension and global share ownership plan with matching contributions).

• Financial education and counseling resources.

• Paid time off, including holidays, vacation, personal, and sick days.

• Statutory leaves of absence.