Senior Financial Crime Investigator – Business Banking

This is a fully remote position, open to applicants in United Kingdom.

📋 Description

• Taking charge of the most intricate FinCrime Business Banking responsibilities, which include conducting Enhanced Due Diligence (EDD) for high-risk businesses, executing Complex Customer Reviews (such as those involving sensitive areas like Sexual Services flags), and handling multi-jurisdictional money muling investigations.

• Composing, reviewing, and submitting top-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA), ensuring adherence to the highest legal and evidential standards.

• Maintaining a consistent schedule for essential investigative tasks to uphold competency levels, directly support the domain's Service Level Agreements (SLAs), and stay attuned to frontline challenges.

• Proactively mentoring Investigators on intricate financial crime typologies, best practices, and performance enhancement to foster a culture of excellence.

• Collaborating closely with our Operations Analysts to communicate emerging trends and ensure that operational guidance is continually updated and effectively integrated across the domain.

⛳️ Requirements

• You possess extensive KYB & AML knowledge, with considerable experience in conducting end-to-end business due diligence (KYB/EDD) and complex investigations within a regulated financial environment.

• You are an adept researcher, with a demonstrated capability to utilize open-source intelligence and analysis to thoroughly validate customer profiles and transactional activities.

• You are well-versed in regulations and typologies, possessing a solid understanding of UK and international financial crime trends impacting business accounts and the UK SAR regime.

• You excel in a dynamic environment, showcasing high adaptability and a positive attitude towards changing priorities, new guidelines, and process modifications at short notice.

• You are impact-driven, with a sincere commitment to safeguarding Monzo and its customers by making a significant difference in the identification and prevention of financial crime.

• You bring leadership and enhancement capabilities, ideally with experience in mentoring peers, a history of advocating for process improvements, or a relevant qualification (such as ICA or ACAMS).

🏝️ Benefits

• Salary range of £31,100 - £39,350 + Incentive Awards linked to your performance.

• An annual budget of £1,000 for books, training courses, and conferences.

• We will equip you for success while working from home; all employees receive MacBooks, and fully remote workers gain additional support for their home office setup.

• We guarantee approval for time off on your birthday if it falls on a scheduled workday (excluding your training period).