Senior Credit Products Specialist – Equipment Finance

This is a fully remote position, open to applicants in Michigan.

📋 Description

• Oversee the structuring, analysis, and approval of intricate credit transactions.

• Actively monitor portfolio risk, identifying industry trends and economic factors that influence credit quality.

• Function as a strategic partner to sales and senior leadership, providing expertise in credit negotiations and deal execution.

• Collaborate directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.

• Guide junior credit professionals by offering training and leadership in credit risk best practices.

• Proactively pinpoint and communicate to senior leadership areas for improvement in credit processes and procedures.

• Analyze and resolve issues related to the assigned portfolio.

• Execute special projects and undertake additional duties and responsibilities as required.

⛳️ Requirements

• Required education level: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field, or 12+ years of equivalent experience.

• Minimum experience required: 8+ years in commercial credit analysis/structuring, underwriting, portfolio management, and risk analysis.

• 8+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.).

• Extensive expertise in structuring and negotiating complex credit agreements.

• Strong leadership capabilities with the ability to influence credit strategy and policy.

• Comprehensive understanding of macroeconomic factors and their effect on credit risk.

• Demonstrated ability to manage large portfolios and advise senior executives.

• Outstanding communication and stakeholder management skills.

• As relevant for the supported line of business, well-versed in legal documentation (e.g., Credit Agreements) and positioned to both develop junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients.

🏝️ Benefits

• Medical, dental, vision, life, and disability insurance.

• Comprehensive leave program.