Senior Claims Specialist, Commercial Casualty

This is a fully remote position, open to applicants in California, +4 more states.

📋 Description

• Manage all aspects of 1st and 3rd party injury claims of low to moderate complexity for both personal and commercial lines.

• Efficiently and effectively oversee claims to ensure appropriate resolution with minimal supervision.

• Address liability injury claims, encompassing coverage, liability, and damage considerations.

• Process Medical Payment, PIP, Uninsured Motorists, Under-insured Motorists, and ADB claims.

• Assist with first notice of loss calls and engage in the department phone queue as required.

• Make informed coverage determinations and perform complex investigative tasks.

• Advise clients on suitable actions regarding coverage matters.

• Determine liability based on collected evidence.

• Assess potential subrogation opportunities and initiate notices of subrogation.

• Formulate negotiation strategies to settle claims with insured individuals, claimants, or representatives of injured parties.

• Communicate relevant case details to supervisors, managers, or committees when necessary.

• Engage in employee resource groups and volunteer activities.

• Travel as necessary for divisional, team, and other in-person meetings.

• Support business requirements by dedicating additional time and assisting other teams.

⛳️ Requirements

• A minimum of 4 years of claims experience.

• At least 3 years of experience as a casualty adjuster.

• High school diploma/GED or at least 3 years of experience in a casualty claims role within the P&C insurance sector.

• Must possess an Adjuster's license for all applicable states or acquire licenses within 90 days of starting the position as a condition of employment.

• Capability to resolve low to moderate complexity 1st and 3rd party injury claims.

• Understanding of liability, coverage, and damage issues.

• Experience with Medical Payment, PIP, Uninsured Motorists, Under-insured Motorists, and ADB claims.

• Ability to make coverage and liability assessments based on evidence.

• Competence in conducting intricate investigative work.

• Skill in developing claims negotiation strategies.

• Commercial claims handling experience is a plus.

• A BA/BS in business, insurance, or a related field, or an equivalent combination of education and experience is advantageous.

• Bilingual in Spanish is a plus.

• Must be authorized to work indefinitely in the United States.

• Mobilitas does not offer visa sponsorship; applicants must not require immigration support now or in the future.

• Willingness to travel as needed for divisional, team, and other in-person gatherings.

🏝️ Benefits

• Eligibility for annual bonuses for most positions.

• 401(k) plan with company matching contributions.

• Opportunities for career growth and professional development.

• Support from leaders and mentors to facilitate development opportunities and long-term success.

• Remote-first flexible workplace culture.

• Flexibility to work from various locations, including Mobilitas offices.

• Participation in employee resource groups.

• Opportunities for volunteering.

• An inclusive and welcoming work environment.

• Reasonable accommodations for qualified applicants and employees with disabilities or other limitations.

• Company-wide annual discretionary bonus through the Annual Incentive Plan (AIP), up to 8% of eligible pay.

• Access to mentoring, leadership programs, tuition assistance, and practical experiences.

• A flexible work environment where 95% of employees work remotely and gather in-person for significant moments.