Liability Claims Specialist

This is a fully remote position, open to applicants in Alabama, +36 more states.

📋 Description

• Examine coverage, liability, and damages on intricate casualty claim cases involving serious injuries and multiple parties.

• Conduct recorded statements, consult with police and experts, assess property damage, and analyze medical records.

• Assess liability and damage exposure, including bodily injury and property damage.

• Establish and modify reserves based on findings from investigations.

• Oversee pre-suit and litigation claims with external counsel, including mediations, depositions, and various litigation activities.

• Recognize and report potential subrogation or fraud indicators.

• Ensure clear and precise documentation of claim files in accordance with state regulations and company policies.

• Take ownership of claims from the initial notice of loss to resolution.

• Utilize AI tools to enhance the speed and accuracy of claims processing.

• Optimize operational processes to deliver precise and timely claim results.

⛳️ Requirements

• A minimum of 1–2 years of experience in adjusting liability property claims, including bodily injury and property damage.

• Direct experience with claims represented by attorneys or those that have gone to litigation.

• Familiarity with various state insurance laws and adherence to good faith claims handling practices.

• Holding active adjuster licenses in the required states, or the ability to obtain them within a specified timeframe.

• Capability to manage a high-volume caseload with competing deadlines.

• Strong negotiation and conflict resolution competencies in claim settlement situations.

• A data-driven, analytical perspective on evaluating liability and damages.

• Previous experience with an insurance carrier is advantageous.

• Must be able to reside and work full-time in one of the designated eligible U.S. states.

• Must possess authorization to work for any employer in the United States, with sponsorship requirements detailed during the application process.

🏝️ Benefits

• Competitive salary.

• Company equity through Restricted Stock Units (RSUs).

• 401(k) plan with a company match of up to 4% of eligible earnings.

• Multiple options for medical plans.

• Coverage for dental and vision.

• Company-funded contributions to Health Savings Accounts (HSAs).

• Life insurance fully covered by the company.

• Short-term disability insurance paid by the company.

• Supplemental long-term disability insurance.

• Critical illness insurance.

• Accident insurance.

• Legal insurance.

• Pet insurance.

• Support for mental health and confidential counseling resources.

• Flexible paid time off (PTO) for exempt employees (most employees take 15–20 days per year).

• Eight company-observed holidays.

• Paid parental leave, offering up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.

• Opportunities for career mobility and internal growth.

• Budget for professional development for certifications, conferences, and learning, subject to management approval.