Risk Operations Analyst – Financial Crimes Programs

This is a fully remote position, open to applicants in United States.

📋 Description

• In the role of Risk Operations Analyst, you will focus on ensuring that our policies, operations, and workflows are aligned with the requirements of our financial partners.

• You will be responsible for workflows that affect a diverse range of internal and external stakeholders, aiming to identify and evaluate regulatory, contractual, and partner risks.

• Additionally, you will provide guidance and influence operational teams in developing scalable processes to maintain compliance with service level agreements, routine reporting, and overall risk mitigation.

• Show sound judgment and the capability to navigate complex, high-risk decisions that may not have clear-cut answers.

• Follow processes diligently while continuously questioning assumptions, proposing enhancements, and balancing user experience against compliance needs.

• Communicate effectively and clearly with team members at Stripe, Stripe's users, and financial partners.

• Identify and evaluate financial crime risks, perform reviews using data analysis, and monitor for suspicious activities and trends.

• Assist in re-designing business processes by clarifying issues and facilitating changes to achieve optimal levels of efficiency, control, and compliance.

• Contribute to the development and scaling of processes within the financial crimes operations ecosystem.

• Identify deficiencies in current systems, policies, and strategies, and propose enhancements and process improvements to mitigate emerging risks through collaboration with stakeholders.

⛳️ Requirements

• A minimum of 5 years of experience in risk management, compliance, or financial operations.

• A solid understanding of FinCrime red flags, their typologies, and methods for identification.

• Proven experience in developing and implementing process improvements.

• Strong analytical skills with a logical approach to decision-making, considering both internal and external factors, and capable of recommending solutions in complex scenarios.

• Excellent communication skills with the ability to create clear, precise, and concise written and presentation materials.

• Ability to analyze feedback patterns and leverage these insights to enhance processes and products.

• Knowledge of Policy Development & Regulatory frameworks: A demonstrated history of developing compliance policies and procedures for payment processing environments.

• Experience in Risk Assessment: Conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls.

• Background in Operational Management & Scaled Operations: Driving operational outcomes and overseeing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to ensure efficiency and scalability in compliance processes.

🏝️ Benefits

• Opportunities for professional development.