Retirement Plan Design Consultant

This is a fully remote position, open to applicants in United States.

📋 Description

• Assist the field wholesaling team while collaborating with our onboarding, documentation, administration, and client experience teams.

• Develop and sustain strong relationships with Plan Sponsors, Financial Professionals, Recordkeepers, CPAs, and other stakeholders.

• Provide consultation to Plan Sponsors and advisors regarding custom retirement plan design, administration, compliance, and operational matters.

• Review, interpret, and clarify plan documents, amendments, notices, Summary Plan Descriptions, and IRS/DOL regulations.

• Evaluate plan provisions, eligibility criteria, highly compensated/key employee status, and plan features.

• Identify and address plan compliance issues, including testing and correction matters.

• Comprehend and discuss ADP/ACP testing, Cross-testing, and other profit-sharing allocation methods, along with Cash balance and 401(k) plan design coordination.

• Collaborate with our Onboarding team to facilitate the acquisition of necessary client data and follow up on any missing items.

• Dispatch service agreements to trustees via DocuSign, track their completion, and maintain well-organized client records.

• Retain a working knowledge of various recordkeeper and other platform solutions.

⛳️ Requirements

• Over 5 years of experience in the retirement plan industry, preferably in defined contribution administration and/or Third-Party Administration (TPA) consulting.

• Significant experience with: 401(k) and 403(b) Plans, Profit Sharing, Cash Balance and Defined Benefit Plans, PEPs, MEPs, and/or Groups of Plans.

• Demonstrated ability to work directly with clients, advisors, and recordkeepers in a consultative role.

• Experience in interpreting plan documents and applying ERISA, IRS, and DOL guidelines.

• Previous experience with plan compliance testing, corrections, and plan design analysis.

• A Bachelor's degree is required.

• ASPPA, NIPA, ERPA, or similar retirement plan credentials are preferred (or a willingness to obtain them).

🏝️ Benefits

• Competitive salary and a comprehensive benefits package (including medical, dental, vision, life, and disability insurance).

• 401(k) plan with company match plus HSA with company contribution.

• Generous PTO for parental leave, vacation, and holidays.

• Support for certifications, association dues, and professional development opportunities.

• A collaborative and inclusive company culture featuring happy hours, social events, employee-led committees, and volunteer opportunities.