Property Claims Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Formulate and execute strategies to facilitate the resolution of Commercial Property claims that are of moderate to high severity and complexity.

• Collaborate and coordinate with cross-functional team members at Coterie on processes, products, projects, insurance, and various global enterprise initiatives.

• Conduct investigations into claims and review the insured's materials, documents, reports, and more.

• Identify and evaluate coverage issues, draft coverage position letters, and engage coverage counsel when necessary, as well as review their opinion letters and analyses.

• Create and implement strategies concerning coverage issues that align with the overall strategy of the cases managed by the handler.

• Assess coverage and damages for the purpose of estimating, evaluating, and recommending reserves.

• Keep a diary of all claims, post reserves promptly, and respond swiftly to inquiries from insured parties, counsel, underwriters, brokers, and senior management.

• Negotiate settlements for claims.

• Analyze and direct initial risk transfer, subrogation efforts, additional insured issues, and contractual indemnity matters to ensure fair contribution among all claim stakeholders.

• Prepare and deliver written and oral reports to senior management outlining all factors affecting evaluations and reserve recommendations.

⛳️ Requirements

• Over 5 years of experience working with an insurance company and/or insurance claims loss adjustment service provider managing property and casualty claims.

• Extensive knowledge of the insurance industry and claims operations, specifically in relation to commercial property and casualty claims, policy construction, and ISO Commercial BOP forms.

• Valid adjuster licensing in all relevant states.

• Strong understanding of legal concepts and processes.

• Outstanding communication skills (both written and verbal), with the ability to influence, evaluate, negotiate, listen, and engage with others effectively.

• Excellent time management and organizational capabilities.

• Competence to participate in dynamic strategic discussions.

• Strong collaborative skills, self-motivated, and proactive in taking initiative.

• Ability to interpret and synthesize daily work within the team into trends, themes, successes, and opportunities over time.

• Proficient negotiation and persuasion skills.

• Exceptional interpersonal and client service abilities.

• Detail-oriented with superior organizational skills.

• Team-oriented with the capability to collaborate effectively with others.

• Capacity to work independently, with support, in a fast-paced and evolving environment.

• Practical experience and a strong aptitude for using Microsoft Office.

🏝️ Benefits

• 100% remote work opportunity.

• Health insurance coverage through Aetna (we cover 100% of premiums).

• Dental and vision insurance provided through Guardian (we pay 100% of premiums).

• Basic life insurance fully funded by the company (we pay 100% of premiums).

• Access to a flexible spending account (FSA) or health savings account (HSA) for those enrolled in HSA-eligible plans.

• 401K plan with a match of up to 4% and immediate vesting.

• Participants must be 21 years of age or older.

• Flexible Paid Time Off (PTO) policy allowing employees up to 4 weeks of PTO in their first year.

• 12 company-paid holidays annually.

• Annual stipend for continuing education opportunities.