Property Adjuster I

This is a fully remote position, open to applicants in North Carolina.

📋 Description

• Utilize independent judgment or discretion when managing property claims within the established authority.

• Oversee the designated territory and resolve assigned claims effectively.

• Communicate with policyholders regarding their property claims.

• Conduct thorough investigations, interview insured individuals and witnesses, assess damage, and prepare cost estimates.

• Assess coverage and provide recommendations pertaining to claims.

• Manage property claims that involve damages or coverage issues, including those that may lead to litigation.

• Establish and maintain appropriate reserves.

• Collect and review reports, statements, records, and related documentation.

• Analyze information to determine coverage and the overall value of claims.

• Make payment determinations and issue checks or decline payments as necessary.

• Maintain documentation of claim files and submit final reports for closure.

• Recognize subrogation opportunities and initiate the appropriate actions.

• Collaborate with agents and district sales managers.

• Negotiate with plaintiff attorneys or coordinate litigation with defense counsel when required.

• Cultivate and apply knowledge of estimating practices and procedures relevant to property claims.

• Attend training sessions related to the industry and other relevant topics.

• Participate in the Catastrophe Team as needed.

• Fulfill catastrophe duty, which may involve short-notice travel to various locations for more than two consecutive weeks.

⛳️ Requirements

• A High School Diploma or GED, along with two years of claims handling experience, or an equivalent combination is required.

• A High School Diploma or GED paired with successful completion of ERIE-sponsored formal education, or a Bachelor’s Degree is required.

• Residency in the assigned territory is mandatory unless a change is authorized by the company.

• Ability to drive and travel frequently within the designated territory.

• Willingness to engage in and complete Technical Learning Center Training is required.

• Successful completion of AIC 33 and AIC 35 is preferred.

• Willingness to obtain and maintain any necessary licenses is essential.

• A valid driver’s license and a positive driving record are required.

• Consistent and predictable attendance is mandatory.

• Capability to lift over 50 lbs with the assistance of lifting equipment.

• Use of Personal Protective Equipment (PPE) is required.

• Must be available for catastrophe duty, including potential short-notice travel.

• Strong time management and organizational skills are preferred.

• Experience and qualifications may be considered for the Property Adjuster II position.

🏝️ Benefits

• Comprehensive health, prescription, dental, and vision coverage for you and your dependents.

• Coverage starts on your first day of employment.

• Minimal contributions required for medical and prescription premiums.

• Erie contributes up to 97% of employees’ monthly premium costs.

• Traditional pension plan offered.

• 401(k) plan with a contribution match of up to 4%.

• Paid time off including vacation, personal days, sick days, bereavement leave, and parental leave.

• Tuition reimbursement program available for higher education and industry certifications.

• Company-paid basic life insurance provided.

• Short-term and long-term disability insurance included.

• Orthodontic coverage available for both children and adults.

• Adoption assistance offered.

• Coverage for fertility and infertility treatments.

• Well-being programs accessible to employees.

• Paid volunteer hours for community service.

• Dollar-for-dollar matching of charitable contributions each year.

• Option for remote work from home.

• Company car and necessary equipment provided for remote work.

• Potential for annual bonus payments.