Processor

This is a fully remote position, open to applicants in North Carolina.

📋 Description

• Document VP directives and conduct a thorough review of the loan file details.

• Request, obtain, and assess borrower supporting documents while following up with borrowers.

• Collect the application fee upon receiving signed disclosures and the borrowers' intent to proceed.

• Process any remaining third-party orders.

• Update Encompass and re-run AUS as required to ensure approvability.

• Organize the file for a complete and accurate underwriting submission, anticipating both company and investor requirements.

• Submit the file with the intention of achieving Clear to Close.

• Prepare and send the initial/conditional Loan Commitment Letter to the borrower and upload it to the EFolder.

• Collaborate with borrowers or third parties to resolve conditions and resubmit to underwriting to secure Clear to Close.

• Prepare the file for clean submission to closing once Clear to Close is achieved.

• Review the Closing Disclosure with the Closing Coordinator to ensure accuracy.

• Confirm the timely closing of the loan.

• Verify loan funding.

• Communicate with borrowers and other interested parties to facilitate a transparent loan process.

• Track important dates and orders, following up within the expected Time to Task.

⛳️ Requirements

• Proficient in using Encompass, Outlook, and YBR.

• Strong organizational skills and a heightened sense of urgency.

• Capability to adopt essential technology tools.

• Required product knowledge.

• Proficiency in underwriting guidelines is essential.

• Excellent customer service and communication abilities.

• Ability to process files to meet investor and GR underwriting guidelines.

🏝️ Benefits

• Eligibility for a company-sponsored 401(k).

• Vacation benefits.

• Comprehensive medical, dental, vision, and prescription drug coverage.

• Flexible spending accounts for healthcare and/or dependent day care.

• Life insurance and death benefits.

• Critical care insurance.

• Personal accident insurance.

• Commuter benefits.

• Pet insurance.

• Time off and leave of absence benefits.

• Well-being benefits, including an employee assistance program.

• Legal planning assistance.

• Identity theft protection.

• Access to wellness resources.

• Recognition for an award-winning workplace culture.

• Opportunities for employee growth, collaboration, and success.