Principal Software Engineer, Pricing

This is a fully remote position, open to applicants in United States.

📋 Description

• Establish the long-term technical vision and roadmap for Pricing, ensuring alignment with Upstart’s business goals.

• Spearhead the design and development of a system that consistently optimizes the matching of supply and demand within Upstart’s borrower-lender marketplace.

• Collaborate closely with ML scientists to enhance and create new models that boost core business metrics.

• Steer the architectural advancement of Pricing engineering systems, focusing on scaling innovation across various engineering teams.

• Identify and drive consensus across intricate technical requirements, designs, trade-offs, and influence product direction.

• Actively assess, prototype, and implement new technologies/frameworks to foster a culture of innovation.

• Lead proactively while mentoring and developing technical leaders.

⛳️ Requirements

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related discipline (or its equivalent) along with 8 years of experience.

• Proven experience in constructing highly scalable systems utilizing containerization technologies such as Docker and Kubernetes.

• Experience in developing flexible, extensible, and consistent APIs.

• Strong understanding of software development principles and best practices for creating scalable, extensible, and maintainable systems.

• Proficient in one or more object-oriented programming languages including Python, Java, C#, or C++.

• Excellent communication skills with the ability to articulate complex business and technical concepts to diverse audiences.

• A successful history of mentoring and developing technical leaders.

• Experience in fast-paced and dynamic organizational environments.

• Ability to reconcile business needs with engineering improvement requirements.

• A passion for clean code and architecture, along with the initiative to elevate the engineering team through improved practices and design.

• Capable of leading and resolving company-wide technical discussions while collaborating and incorporating input from cross-functional teams (security, devops, data, compliance, and product).

• Strong sense for build-vs-buy decisions, with the capacity to prioritize architectural investments that yield the highest return on investment.

🏝️ Benefits

• Competitive compensation package, including base salary, bonus opportunities, and annual equity grants that vest quarterly.

• Retirement benefits to assist you in planning for the future, which includes a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada).

• Employee Stock Purchase Plan (ESPP) offering discounted stock purchase options for eligible employees (US only).

• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US employees, along with supplemental health coverage for Canada.

• Contributions to Health Savings Accounts from Upstart for eligible plans (US only).

• Income protection benefits, which include life insurance and disability coverage for enhanced financial security.

• Paid time off, sick leave, and company holidays in accordance with local regulations.

• Paid family and parental leave to assist with caregiving and significant life events (duration varies by country).

• Family-focused benefits designed to support fertility, parenthood, and caregiving needs.

• Employee Assistance Program (EAP) providing mental health support and life-centered resources.

• Financial wellness resources, including access to financial planning tools and a financial concierge service (US only).

• Annual wellness allowance to promote your physical and emotional well-being and personal growth, based on what matters most to you.

• Annual productivity allowance to invest in essential tools and resources to help you perform at your best, no matter your work location.

• Opportunities for connection and community through team events, all-company updates, and employee resource groups (ERGs).

• Onsite perks such as catered lunches and fully stocked micro-kitchens available at our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).