Mortgage Processor

This is a fully remote position, open to applicants in Texas.

📋 Description

• Organizes the necessary paperwork and documents related to a mortgage loan.

• Prepares disclosures, arranges for appraisals, title work, and escrow services.

• Confirms the data compiled by the loan originator in SNMC’s Loan Operating System.

• Verifies the borrower's information by ordering credit reports, confirming employment, and reviewing relevant documentation.

• Determines when the loan file is complete and ready for submission to underwriting.

• Coordinates the closing and funding of the loan with the loan closer, loan originator, title company, escrow, and borrower.

• Gathers any additional conditions required from the borrower for successful funding.

⛳️ Requirements

• Exceptional customer service skills.

• Strong communication abilities, both written and verbal.

• Fundamental knowledge of lender and investor underwriting and program guidelines.

• Capability to prepare state and federally mandated disclosures.

• Proficiency in managing the processing pipeline.

• Understanding of basic underwriting guidelines to calculate income, evaluate asset availability, review appraisal reports, and read title commitments or preliminary title reports.

• A minimum of 2 years of relevant experience.

🏝️ Benefits

• Accrued sick and vacation leave along with 10 paid holidays.

• Medical insurance with HSA and FSA options, as well as dental and vision coverage.

• 401(k) plan with company matching contributions.