Mortgage Loan Originator

This is a fully remote position, open to applicants in Texas.

📋 Description

• Execute a diverse array of tasks associated with the origination of residential first mortgage loans based on external referrals.

• Achieve the standards and objectives set forth by management regarding mortgage loan sales and cross-selling initiatives.

• Take full responsibility for the residential mortgage loan process from application through to closing.

• Maintain accountability for risk by openly sharing ideas and concerns, addressing issues, and adhering to established policies and procedures.

• Commit to doing what is right for both customers and colleagues, ensuring that actions and behaviors foster a positive customer experience.

• Drive results by consistently identifying, evaluating, managing, monitoring, and reporting various types of risks.

• Cultivate referral networks with realtors, builders, and both professional and personal contacts.

• Stay informed about Fifth Third Mortgage Company's policies and procedures.

• Keep up-to-date with available loan products, processing protocols, underwriting, and general departmental guidelines.

• Adhere to established protocols for escalating exceptions.

• Gather applicant information by completing the Fannie Mae form 1003 on a laptop.

• Utilize the laptop for communication, accessing daily rates, applicant credit reports, Loan Prospector responses, and submitting the loan to LOMAS.

• Collect necessary documentation from each applicant and submit the loan package within the timelines set by management.

• Oversee the pipeline for all originated loans until closing and complete the required management reports.

• Communicate with branches and/or applicants to provide timely updates and progress reports.

• Maintain high standards of customer service while managing the expectations of each applicant and support staff.

• Attend and actively participate in all Consumer Lending meetings as required by management.

⛳️ Requirements

• A high school diploma or equivalent is required.

• A four-year college degree is preferred.

• Familiarity with conventional and/or government lending guidelines.

• Understanding of residential mortgage processing, underwriting, and closing procedures.

• Knowledge of federal lending regulations that govern real estate lending.

• Proven organizational skills.

• Excellent written and verbal communication abilities.

• Demonstrated teamwork and customer service skills.

• Proven proficiency in computer skills.

• Basic sales technique capabilities.

• A strong desire to excel in a competitive environment.

• S.A.F.E. Act registration is required upon employment through the Nationwide Mortgage Licensing System (NMLS).

🏝️ Benefits

• Health insurance.

• 401(k) matching.

• Comprehensive benefits programs designed to support physical, financial, emotional, and social well-being.