Manager, Internal Audit

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee intricate risk-based audits from the planning phase to reporting, which includes risk assessment, control evaluation, testing, issue identification, and remediation validation.

• Assess governance, risk management, compliance, and internal controls spanning banking, technology, operational, and financial processes.

• Foster relationships with business leaders by effectively communicating risks, recognizing opportunities for improvement, and providing actionable, risk-oriented recommendations.

• Assist in the Bank’s yearly risk-based audit plan and enhance audit methodologies, quality assurance initiatives, and continuous monitoring capabilities.

• Collaborate on audit activities with Upstart Holdings Internal Audit, co-sourced partners, and external auditors.

• Implement data analytics, automation, and approved AI tools to elevate audit quality, efficiency, and insight generation.

⛳️ Requirements

• Bachelor’s degree in Accounting, Finance, Business, Information Systems, Risk Management, or a related discipline.

• Over 7 years of progressive experience in internal audit, external audit, risk management, regulatory oversight, or financial services.

• Background in auditing banking, fintech, lending, payments, or technology-enabled financial services organizations.

• Proven experience in independently leading audits from planning through to reporting and remediation follow-up.

• Strong grasp of internal controls, risk-based auditing principles, governance, and professional auditing standards.

• Exceptional written and verbal communication skills, with the ability to influence stakeholders and clearly present complex issues.

• Preferred: CPA, CIA, CISA, or another relevant certification in audit, accounting, or risk management.

• Preferred: Familiarity with OCC regulatory expectations, FDICIA, SOX, consumer compliance, technology risk, cybersecurity, model risk, or third-party risk management.

• Preferred: Experience working with co-sourced audit firms, external auditors, or in regulatory examinations.

• Preferred: Background in building or enhancing an Internal Audit function, audit methodology, or Quality Assurance Improvement Program (QAIP).

• Preferred: Proficiency in utilizing data analytics, automation, or Generative AI tools.

🏝️ Benefits

• Competitive compensation package, which includes base salary, bonus potential, and annual equity grants that vest quarterly.

• Retirement benefits comprising a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.

• Employee Stock Purchase Plan (ESPP) offering discounted stock purchase options for eligible employees (US only).

• Extensive health coverage that includes medical, dental, vision, and wellness resources for US employees, along with supplemental health coverage for Canadian employees.

• Contributions to Health Savings Accounts from Upstart for eligible plans (US only).

• Life insurance and disability coverage.

• Paid time off, sick leave, and company holidays.

• Paid family and parental leave.

• Family-focused benefits for fertility, parenthood, and caregiving support.

• Employee Assistance Program (EAP) providing mental health support and life-centered resources.

• Financial wellness resources, including financial planning tools and a financial concierge service (US only).

• Annual wellness allowance.

• Annual productivity allowance for tools and resources relevant to the role.

• Opportunities for team events, company-wide updates, and participation in employee resource groups (ERGs).

• Onsite perks including catered lunches and fully stocked micro-kitchens at the office.