Internal Mortgage Risk Specialist III

This is a fully remote position, open to applicants in United States.

📋 Description

• Compile and summarize data to create a loss analysis template aimed at identifying financial health, risks, and distinguishing between controllable and uncontrollable losses.

• Review all previous claims submitted to assess potential recoverability and report on discernible recoverable versus non-recoverable losses.

• Detect trends, provide advice to internal business units, and propose recommendations to senior management.

• Assess the level of risk in detail.

• Collaborate with management to guide and influence long-term strategic decision-making.

• Clarify audit findings and suggest solutions to management.

• Support the development of financial models, perform benchmarking and process analysis.

• Propose innovative alternatives and recommendations to lower costs and enhance financial performance.

• Comply with all state and federal laws, regulations, as well as investor and insurer guidelines.

• Undertake other assigned duties.

⛳️ Requirements

• High School Diploma or equivalent is mandatory.

• A college degree in Business, Math, English, Legal, or equivalent professional experience.

• Familiarity with mortgage banking, including knowledge of RESPA, FDCPA, GLBA, and federal and state laws pertaining to foreclosure and bankruptcy processes.

• 2-4 years of experience, preferably in a mortgage banking setting.

• Extensive understanding of: FHA Part A and B claim filing, FHA supplemental claim filing, FHA loss mitigation claim filing, VA claim filing, and USDA claim filing.

• Capability to audit and analyze work outputs by interpreting guidelines and standards set by government agencies and departments.

• Advanced analytical abilities, with a talent for problem analysis and providing appropriate solutions.

• Meticulous attention to detail.

• Capacity to analyze data and offer recommendations for improving trends.

• Must maintain high confidentiality to safeguard client privacy rights.

• Proficiency in Word, Excel, Access, Internet, and MSP (LPS/Fidelity) applications.

• Exceptional verbal and written communication skills in a professional context.

• Ability to adhere to strict deadlines while taking direction from senior personnel.

• Proven capability to prioritize tasks effectively during periods of high volume and within critical timeframes.

• Ability to thrive in a fast-paced, multi-dimensional environment.

🏝️ Benefits

• Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance.

• Time Off: Paid holidays, vacation, and sick leave.

• Retirement & Investment: Fidelity National Financial matching 401(k) and employee stock purchase plans.

• Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being.

• Employee Recognition: Programs that acknowledge achievements and milestones.

• Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, along with access to a tuition reimbursement program that supports your ongoing education and professional development.