Financial Crime Team Lead – German Speaking

This is a fully remote position, open to applicants in Poland.

📋 Description

• Lead the AML Detection & Monitoring efforts.

• Supervise the review of L1-L2 AML transaction monitoring alerts, ensuring accurate differentiation between false positives and legitimate concerns.

• Offer guidance on the triage process for transaction monitoring alerts and assess transactional behavior in relation to established typologies.

• Manage multiple queues of transaction and account screening alerts, ensuring accuracy and efficiency within the team.

• Support and evaluate post-processing activities for alerts potentially associated with SAR/STR obligations under §43 of the German AML Act (GwG).

• Analyze complex customer profiles, transaction histories, and red flag indicators to validate risk assessments and analyst conclusions.

• Escalate potential Suspicious Activity Reports (SARs) to senior stakeholders or external governance bodies in accordance with regulatory standards.

• Ensure that clear, defensible rationales are documented for alert clearance and escalation decisions throughout the team.

• Foster high team productivity while adhering to stringent quality, regulatory, and audit standards.

• Serve as a primary point of contact for escalations, assisting in issue resolution and decision-making processes.

• Identify gaps in rules, weaknesses in controls, and opportunities to enhance monitoring frameworks, providing constructive feedback to stakeholders.

• Ensure that investigations, decisions, and outcomes are accurately recorded in required systems (e.g., LOCS) and are subject to appropriate quality assurance.

⛳️ Requirements

• Strong educational qualifications; a degree in Finance, Legal, or a STEM discipline is preferred.

• Familiarity with German AML regulations (GwG), particularly the reporting requirements of §43.

• Proficiency in the German language, both spoken and written, at a C2 level or higher.

• A minimum of 4 years of experience in AML Transaction Monitoring or financial crime investigations, including roles in a senior or supervisory capacity.

• Demonstrated experience in analyzing transaction patterns and identifying suspicious activities.

• Background in banking environments, either in-house or through consulting/outsourced services.

• Experience in providing guidance, coaching, or oversight to junior team members.

• Familiarity with transaction monitoring systems and screening tools.

• Strong understanding of AML, financial crime risk, and regulatory frameworks.

• Knowledge of sanctions and BSA-related regulatory requirements.

• Excellent analytical skills, attention to detail, and sound judgment.

• Strong written and verbal communication abilities.

• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint.

🏝️ Benefits

• Medical, dental, and vision coverage for employees and their dependents.

• 401(k) plan featuring a generous employer match.

• Employee stock purchase plan available.

• A generous Paid Time Off policy.

• Paid parental leave and adoption assistance offered.

• Wellness Program that promotes total employee well-being through free annual health screenings and coaching, on-site workshops, and ongoing recognition programs for major life events throughout the year.