Financial Crime Risk Investigator II – Centralized Investigations

This is a fully remote position, open to applicants in Florida, +2 more states.

📋 Description

• Investigate referrals concerning potentially fraudulent activities and other issues that require further investigation and SAR consideration.

• Conduct investigations of moderate complexity for both internal and external cases.

• Recommend account demarketing and/or freezing to the relevant investigative units.

• Perform adjudications of moderate complexity.

• Provide quality assurance, review, and mentorship to a team.

• Apply reasonable grounds to suspect money laundering and terrorist financing.

• Collect, assess, and compile case file information for AML, Sanctions/ABAC, and Financial Crime investigations.

• Conduct data analysis, manipulation, and interpretation to detect patterns and anomalies.

• Initiate investigations and address emerging AML and Sanctions/ABAC risks.

• Review and investigate court orders and subpoenas related to criminal cases.

• Coordinate investigations with law enforcement agencies.

• Prepare and deliver training or updates on AML, Sanctions/ABAC, Financial Crime, and/or fraud detection/loss prevention.

• Lead workstreams and serve as project lead for medium-scale projects and initiatives.

• Conduct reporting and meaningful analysis at both the functional and enterprise levels.

• Identify and manage risks, escalating any non-standard, high-risk transactions and activities.

• Maintain project records, databases, and information; report on project status and updates.

• Monitor service and productivity while implementing process and performance improvements.

• Provide guidance, assistance, and direction to Analysts, Investigators, and others.

• Participate in knowledge transfer, cross-training, performance development, and team support.

⛳️ Requirements

• Undergraduate degree or equivalent work experience.

• Minimum of 3 years of experience.

• Applicants must have authorization to work in the United States without the current or future need for TD sponsorship.

• Preferred 1-2 years of work experience in a dedicated AML, Compliance, or Fraud-related role.

• Familiarity with fraud typologies and investigations is preferred.

• Strong written and verbal communication skills, with the ability to present findings clearly and concisely, preferred.

• Knowledge of AML, Sanctions/ABAC, Financial Crime, and/or fraud detection/loss prevention.

• Capability to conduct data analysis, manipulation, and interpretation.

• Understanding of applicable regulatory guidelines and evolving regulatory requirements.

🏝️ Benefits

• Health and well-being benefits.

• Savings and retirement programs.

• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.

• Banking benefits and discounts.

• Career development opportunities.

• Reward and recognition programs.

• Regular conversations regarding career, development, and performance.

• Access to an online learning platform.

• Mentoring programs.

• Training and onboarding sessions.

• Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards.

• Accommodation support for applicants with disabilities.